Highlands Bankshares Financials

HBSIDelisted Stock  USD 36.00  0.00  0.00%   
Financial data analysis helps to validate if markets are presently mispricing Highlands Bankshares. We are able to interpolate and collect thirty available reported financial drivers for Highlands Bankshares, which can be compared to its competitors. The stock experiences a normal downward fluctuation but is a risky buy. Check odds of Highlands Bankshares to be traded at $35.64 in 90 days.
  
Understanding current and past Highlands Bankshares Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Highlands Bankshares' financial statements are interrelated, with each one affecting the others. For example, an increase in Highlands Bankshares' assets may result in an increase in income on the income statement.
The data published in Highlands Bankshares' official financial statements usually reflect Highlands Bankshares' business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Highlands Bankshares. For example, before you start analyzing numbers published by Highlands accountants, it's critical to develop an understanding of what Highlands Bankshares' liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Highlands Bankshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Highlands Bankshares' management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Highlands Bankshares' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Highlands Bankshares. Please utilize our Beneish M Score to check the likelihood of Highlands Bankshares' management manipulating its earnings.

Highlands Bankshares Stock Summary

Highlands Bankshares competes with First Bancorp, LINKBANCORP, Cullman Bancorp, Bankwell Financial, and FS Bancorp. Highlands Bankshares, Inc. operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses. Highlands Bankshares, Inc. was incorporated in 1984 and is based in Petersburg, West Virginia. Highlands Bankshs operates under BanksRegional classification in the United States and is traded on OTC Exchange.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Pink Sheet View All
ExchangePINK Exchange
ISINUS43088W1045
CUSIP430893107
LocationVirginia; U.S.A
Business Address3 North Main
SectorFinancial Services
IndustryBanks—Regional
BenchmarkNYSE Composite
Websitewww.grantcountybank.com
Phone304 257 4111
CurrencyUSD - US Dollar
You should never invest in Highlands Bankshares without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Highlands Pink Sheet, because this is throwing your money away. Analyzing the key information contained in Highlands Bankshares' financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Highlands Bankshares Key Financial Ratios

Generally speaking, Highlands Bankshares' financial ratios allow both analysts and investors to convert raw data from Highlands Bankshares' financial statements into concise, actionable information that can be used to evaluate the performance of Highlands Bankshares over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Highlands Bankshares reports annually and quarterly.

Highlands Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Highlands Bankshares's current stock value. Our valuation model uses many indicators to compare Highlands Bankshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Highlands Bankshares competition to find correlations between indicators driving Highlands Bankshares's intrinsic value. More Info.
Highlands Bankshares is one of the top stocks in return on equity category among related companies. It is one of the top stocks in return on asset category among related companies reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Highlands Bankshares is roughly  9.32 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Highlands Bankshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Highlands Bankshares' Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Highlands Bankshares' earnings, one of the primary drivers of an investment's value.

Highlands Bankshares Market Pulse

 Quote36.00
 Change(%) 0.00  
 Change0.00 
 Open36.0
 Low36.0
 High36.0
 Volume0
 ExchangePINK

About Highlands Bankshares Financials

What exactly are Highlands Bankshares Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Highlands Bankshares' income statement, its balance sheet, and the statement of cash flows. Potential Highlands Bankshares investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Highlands Bankshares investors may use each financial statement separately, they are all related. The changes in Highlands Bankshares's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Highlands Bankshares's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Steps to analyze Highlands Bankshares Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Highlands Bankshares is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Highlands has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if Highlands Bankshares' financials are consistent with your investment objective using the following steps:
  • Review Highlands Bankshares' balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand Highlands Bankshares' liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare Highlands Bankshares' financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Highlands Bankshares' stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.

Highlands Bankshares April 23, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Highlands Bankshares help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Highlands Bankshares. We use our internally-developed statistical techniques to arrive at the intrinsic value of Highlands Bankshares based on widely used predictive technical indicators. In general, we focus on analyzing Highlands Pink Sheet price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Highlands Bankshares's daily price indicators and compare them against related drivers.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.

Other Consideration for investing in Highlands Pink Sheet

If you are still planning to invest in Highlands Bankshares check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Highlands Bankshares' history and understand the potential risks before investing.
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