1ST SUMMIT Valuation
| FSMK Stock | USD 75.00 0.00 0.00% |
At this time, the firm appears to be fairly valued. 1ST SUMMIT BANCORP shows a prevailing Real Value of $74.89 per share. The current price of the firm is $75.0. Our model approximates the value of 1ST SUMMIT BANCORP from reviewing the firm fundamentals such as Current Valuation of 145.46 M, return on equity of 0.0684, and Profit Margin of 0.25 % as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors favor picking up undervalued instruments and discarding overvalued instruments since, in the future, asset prices and their ongoing real values will blend.
Fairly Valued
Today
Please note that 1ST SUMMIT's price fluctuation is very steady at this time. Calculation of the real value of 1ST SUMMIT BANCORP is based on 3 months time horizon. Increasing 1ST SUMMIT's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for 1ST SUMMIT BANCORP is useful when determining the fair value of the 1ST pink sheet, which is usually determined by what a typical buyer is willing to pay for full or partial control of 1ST SUMMIT. Since 1ST SUMMIT is currently traded on the exchange, buyers and sellers on that exchange determine the market value of 1ST Pink Sheet. However, 1ST SUMMIT's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 75.0 | Real 74.89 | Hype 75.0 | Naive 75.11 |
The real value of 1ST Pink Sheet, also known as its intrinsic value, is the underlying worth of 1ST SUMMIT BANCORP Company, which is reflected in its stock price. It is based on 1ST SUMMIT's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of 1ST SUMMIT's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence 1ST SUMMIT's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of 1ST SUMMIT BANCORP helps investors to forecast how 1ST pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of 1ST SUMMIT more accurately as focusing exclusively on 1ST SUMMIT's fundamentals will not take into account other important factors: 1ST SUMMIT Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining 1ST SUMMIT's current stock value. Our valuation model uses many indicators to compare 1ST SUMMIT value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across 1ST SUMMIT competition to find correlations between indicators driving 1ST SUMMIT's intrinsic value. More Info.1ST SUMMIT BANCORP is rated # 2 in price to earning category among related companies. It is rated # 4 in price to sales category among related companies fabricating about 0.12 of Price To Sales per Price To Earning. The ratio of Price To Earning to Price To Sales for 1ST SUMMIT BANCORP is roughly 8.15 . Comparative valuation analysis is a catch-all model that can be used if you cannot value 1ST SUMMIT by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for 1ST SUMMIT's Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the 1ST SUMMIT's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates 1ST SUMMIT's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in 1ST SUMMIT and how it compares across the competition.
About 1ST SUMMIT Valuation
The pink sheet valuation mechanism determines the current worth of 1ST SUMMIT BANCORP on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of 1ST SUMMIT BANCORP. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of 1ST SUMMIT BANCORP based exclusively on its fundamental and basic technical indicators. By analyzing 1ST SUMMIT's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of 1ST SUMMIT's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of 1ST SUMMIT. We calculate exposure to 1ST SUMMIT's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to 1ST SUMMIT's related companies.1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. The company was formerly known as SUMMIT Bancorp, Inc. and changed its name to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996. 1ST SUMMIT BANCORP of Johnstown, Inc. was incorporated in 1924 and is based in Johnstown, Pennsylvania. 1st Summit operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct 1ST SUMMIT's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates 1ST SUMMIT's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct 1ST SUMMIT's valuation analysis, follow these 8 steps:- Gather financial information: Obtain 1ST SUMMIT's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine 1ST SUMMIT's revenue streams: Identify 1ST SUMMIT's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research 1ST SUMMIT's industry and market trends, including the size of the market, growth rate, and competition.
- Establish 1ST SUMMIT's growth potential: Evaluate 1ST SUMMIT's management, business model, and growth potential.
- Determine 1ST SUMMIT's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate 1ST SUMMIT's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of 1ST SUMMIT represents a small ownership stake in the entity. As a stockholder of 1ST, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
1ST SUMMIT Dividends Analysis For Valuation
Please note that 1ST SUMMIT has scaled down on payment of dividends at this time.
There are various types of dividends 1ST SUMMIT can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of 1ST shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from 1ST SUMMIT BANCORP directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When 1ST pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of 1ST SUMMIT by the value of the dividends paid out.
1ST SUMMIT Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as 1ST SUMMIT does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Price Earnings Ratio | 18.4098 | |
| Forward Annual Dividend Rate | 0.86 | |
| Trailing Price Earnings | 18.4098 | |
| Shares Float | 1.8 M |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in 1ST SUMMIT BANCORP. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population. You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Complementary Tools for 1ST Pink Sheet analysis
When running 1ST SUMMIT's price analysis, check to measure 1ST SUMMIT's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy 1ST SUMMIT is operating at the current time. Most of 1ST SUMMIT's value examination focuses on studying past and present price action to predict the probability of 1ST SUMMIT's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move 1ST SUMMIT's price. Additionally, you may evaluate how the addition of 1ST SUMMIT to your portfolios can decrease your overall portfolio volatility.
| Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital | |
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Headlines Timeline Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity | |
| Idea Analyzer Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas | |
| Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites | |
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments | |
| Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon | |
| Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. |