Five Star Company Insiders

FSBC Stock  USD 22.50  1.30  5.46%   
Five Star employs about 180 people. The company is managed by 21 executives with a total tenure of roughly 217 years, averaging almost 10.0 years of service per executive, having 8.57 employees per reported executive. Evaluation of Five Star's management performance can provide insight into the firm performance.
Dana Gavenda  CEO
CEO and President Executive Director, Member of Asset Liability Committee, CEO of Fairport Savings Bank and President of Fairport Savings Bank and Director of Fairport Savings Bank
Alicia Pender  Chairman
Independent Vice Chairman of the Board
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Five Star Management Team Effectiveness

The company has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1773 %, meaning that it created $0.1773 on every $100 dollars invested by stockholders. Five Star's management efficiency ratios could be used to measure how well Five Star manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to -0.0028. In addition to that, Return On Assets is expected to decline to 0.01. At present, Five Star's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 347.4 M, whereas Total Assets are forecasted to decline to about 1.9 B.
As of March 28, 2024, Common Stock Shares Outstanding is expected to decline to about 12 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 41.9 M

Five Star Workforce Comparison

Five Star Bancorp is one of the top stocks in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 84,185. Five Star adds roughly 180 in number of employees claiming only tiny portion of equities under Financials industry.

Five Star Profit Margins

The company has Profit Margin (PM) of 0.42 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.56 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.56.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.10.1056
Notably Down
Slightly volatile
Net Profit Margin6.676.3552
Sufficiently Up
Slightly volatile
Pretax Profit Margin9.318.8691
Sufficiently Up
Slightly volatile
Return On Assets0.00870.0133
Way Down
Slightly volatile
Return On Equity0.110.167
Way Down
Slightly volatile

Five Star Insider Trading

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Five Star insiders, such as employees or executives, is commonly permitted as long as it does not rely on Five Star's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Five Star insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Kashiwagi Warren Paul 3 days ago
Acquisition by Kashiwagi Warren Paul of 1262 shares of Five Star subject to Rule 16b-3
 
Perrysmith Robert Truxtun over a month ago
Purchase by Perrysmith Robert Truxtun of 400 shares of Five Star
 
Lucchetti David John over two months ago
Five Star exotic insider transaction detected
 
Perrysmith Robert Truxtun over three months ago
Purchase by Perrysmith Robert Truxtun of 740 shares of Five Star
 
Brett Wait over three months ago
Purchase by Brett Wait of 1750 shares of Five Star
 
Lucchetti David John over three months ago
Purchase by Lucchetti David John of 5405 shares of Five Star
 
Perrysmith Robert Truxtun over three months ago
Purchase by Perrysmith Robert Truxtun of 2101 shares of Five Star
 
Michael Rizzo over six months ago
Five Star exotic insider transaction detected

Five Star Notable Stakeholders

A Five Star stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Five Star often face trade-offs trying to please all of them. Five Star's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Five Star's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
James BeckwithCEO PresidentProfile
Dana GavendaCEO and President Executive Director, Member of Asset Liability Committee, CEO of Fairport Savings Bank and President of Fairport Savings Bank and Director of Fairport Savings BankProfile
Alicia PenderIndependent Vice Chairman of the BoardProfile
Lowell TwitchellIndependent Chairman of the BoardProfile
DJ KurtzeSenior PresidentProfile
Heather LuckSenior CFOProfile
Kevin MaroneyCFO, COO, Sr. VP of Fairport Savings Bank, CFO of Fairport Savings Bank and Member of Asset Liability CommitteeProfile
Leslie ZornowChief Retail Banking Officer, Executive VP of Retail Banking and Corporate SecretaryProfile
Charis WarshofIndependent DirectorProfile
Terence NeilIndependent DirectorProfile
James SmithIndependent DirectorProfile
Lowell PatricIndependent DirectorProfile
Robert SturnIndependent DirectorProfile
Gary LindsayIndependent DirectorProfile
Michael LeeSenior OfficerProfile
John DaltonSenior OfficerProfile
Michael CampbellSecretaryProfile
Shelley WettonSenior OfficerProfile
Brett WaitSenior OfficerProfile
Lydia RamirezMedinaCOO VPProfile
Michael RizzoSenior OfficerProfile

About Five Star Management Performance

The success or failure of an entity such as Five Star Bancorp often depends on how effective the management is. Five Star management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Five management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Five management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for 2024
Return On Capital Employed(0)(0)
Return On Assets 0.01  0.01 
Return On Equity 0.17  0.11 
The data published in Five Star's official financial statements usually reflect Five Star's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Five Star Bancorp. For example, before you start analyzing numbers published by Five accountants, it's critical to develop an understanding of what Five Star's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Five Star's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Five Star's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Five Star's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Five Star Bancorp. Please utilize our Beneish M Score to check the likelihood of Five Star's management manipulating its earnings.

Five Star Workforce Analysis

Traditionally, organizations such as Five Star use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Five Star within its industry.

Five Star Manpower Efficiency

Return on Five Star Manpower

Revenue Per Employee41.7K
Revenue Per Executive357.7K
Net Income Per Employee265.2K
Net Income Per Executive2.3M
When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Five Star Bancorp information on this page should be used as a complementary analysis to other Five Star's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.

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When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
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Is Five Star's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.