Esquire Financial Valuation
| ESQ Stock | USD 45.01 0.41 0.92% |
At this time, the firm appears to be fairly valued. Esquire Financial shows a prevailing Real Value of $44.95 per share. The current price of the firm is $45.01. Our model computes the value of Esquire Financial from reviewing the firm fundamentals such as Shares Outstanding of 8.28 M, current valuation of 183.38 M, and Profit Margin of 0.38 % as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise buying undervalued instruments and selling overvalued instruments since, at some point, asset prices and their ongoing real values will submerge. Key fundamental drivers impacting Esquire Financial's valuation include:
Price Book 1.9212 | Enterprise Value 183.4 M | Price Sales 3.4997 | Trailing PE 9.167 |
Fairly Valued
Today
Please note that Esquire Financial's price fluctuation is very steady at this time. Calculation of the real value of Esquire Financial is based on 3 months time horizon. Increasing Esquire Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Esquire Financial Holdings is useful when determining the fair value of the Esquire stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Esquire Financial. Since Esquire Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Esquire Stock. However, Esquire Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 45.01 | Real 44.95 | Target 57.5 | Hype 44.97 | Naive 44.57 |
The real value of Esquire Stock, also known as its intrinsic value, is the underlying worth of Esquire Financial Company, which is reflected in its stock price. It is based on Esquire Financial's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Esquire Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Esquire Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Esquire Financial Holdings helps investors to forecast how Esquire stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Esquire Financial more accurately as focusing exclusively on Esquire Financial's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Esquire Financial's intrinsic value based on its ongoing forecasts of Esquire Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Esquire Financial's closest peers. When choosing an evaluation method for Esquire Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
Esquire Financial Investments |
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Esquire Valuation Trend
Knowing Esquire Financial's actual value is paramount for traders to make sound investment determinations. Esquire Financial's real value is not only important for the investor to make better decisions but also for a more accurate overall view of Esquire Financial's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Esquire Financial's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
Esquire Market Cap
Esquire Financial Holdings is rated # 3 in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 2.36 Billion. Esquire Financial retains roughly 372.76 Million in market capitalization claiming about 16% of equities under Financials industry.Esquire Financial Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining Esquire Financial's current stock value. Our valuation model uses many indicators to compare Esquire Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Esquire Financial competition to find correlations between indicators driving Esquire Financial's intrinsic value. More Info.Esquire Financial Holdings is one of the top stocks in price to earning category among related companies. It is one of the top stocks in price to book category among related companies fabricating about 0.08 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Esquire Financial Holdings is roughly 12.87 . As of 04/19/2024, Price To Book Ratio is likely to drop to 1.30. Comparative valuation analysis is a catch-all model that can be used if you cannot value Esquire Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Esquire Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Esquire Financial's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Esquire Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Esquire Financial and how it compares across the competition.
About Esquire Financial Valuation
The stock valuation mechanism determines the current worth of Esquire Financial Holdings on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Esquire Financial Holdings. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Esquire Financial based exclusively on its fundamental and basic technical indicators. By analyzing Esquire Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Esquire Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Esquire Financial. We calculate exposure to Esquire Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Esquire Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 29.8 M | 41.1 M | |
| Pretax Profit Margin | 0.51 | 0.54 | |
| Operating Profit Margin | 0.51 | 0.30 | |
| Net Profit Margin | 0.38 | 0.40 | |
| Gross Profit Margin | 0.97 | 0.77 |
8 Steps to conduct Esquire Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Esquire Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Esquire Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Esquire Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Esquire Financial's revenue streams: Identify Esquire Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Esquire Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Esquire Financial's growth potential: Evaluate Esquire Financial's management, business model, and growth potential.
- Determine Esquire Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Esquire Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Esquire Financial represents a small ownership stake in the entity. As a stockholder of Esquire, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Esquire Financial Dividends Analysis For Valuation
As of 04/19/2024, Dividend Paid And Capex Coverage Ratio is likely to grow to 62.27, though Dividends Paid is likely to grow to (3.5 M). . At this time, Esquire Financial's Retained Earnings are relatively stable compared to the past year. As of 04/19/2024, Earning Assets is likely to grow to about 41 M, while Price Earnings Ratio is likely to drop 8.93.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -3.7 M | -3.5 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.09 | 0.07 | |
| Dividend Paid And Capex Coverage Ratio | 59.30 | 62.27 |
There are various types of dividends Esquire Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Esquire shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Esquire Financial Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Esquire pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Esquire Financial by the value of the dividends paid out.
Esquire Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Esquire Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 8.3 M | |
| Quarterly Earnings Growth Y O Y | 0.068 |
Esquire Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Esquire Financial Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Esquire we look at many different elements of the entity such as Esquire's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Esquire Financial's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Esquire Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Esquire Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Esquire Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Esquire Financial's worth.When determining whether Esquire Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Esquire Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Esquire Financial Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Esquire Financial Holdings Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Esquire Financial Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
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When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.
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Is Esquire Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Esquire Financial. If investors know Esquire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Esquire Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.068 | Dividend Share 0.475 | Earnings Share 4.91 | Revenue Per Share 14.126 | Quarterly Revenue Growth 0.154 |
The market value of Esquire Financial is measured differently than its book value, which is the value of Esquire that is recorded on the company's balance sheet. Investors also form their own opinion of Esquire Financial's value that differs from its market value or its book value, called intrinsic value, which is Esquire Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Esquire Financial's market value can be influenced by many factors that don't directly affect Esquire Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Esquire Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Esquire Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Esquire Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.