Esquire Financial Valuation
| ESQ Stock | USD 46.81 0.25 0.54% |
At this time, the firm appears to be undervalued. Esquire Financial shows a prevailing Real Value of $52.81 per share. The current price of the firm is $46.81. Our model computes the value of Esquire Financial from reviewing the firm fundamentals such as Current Valuation of 200.54 M, shares outstanding of 8.29 M, and Profit Margin of 0.38 % as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise buying undervalued instruments and selling overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
Undervalued
Today
Please note that Esquire Financial's price fluctuation is very steady at this time. Calculation of the real value of Esquire Financial is based on 3 months time horizon. Increasing Esquire Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Esquire Financial Holdings is useful when determining the fair value of the Esquire stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Esquire Financial. Since Esquire Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Esquire Stock. However, Esquire Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 46.81 | Real 52.81 | Hype 46.92 | Naive 45.86 |
The real value of Esquire Stock, also known as its intrinsic value, is the underlying worth of Esquire Financial Company, which is reflected in its stock price. It is based on Esquire Financial's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Esquire Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Esquire Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Esquire Financial Holdings helps investors to forecast how Esquire stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Esquire Financial more accurately as focusing exclusively on Esquire Financial's fundamentals will not take into account other important factors: Esquire Financial Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining Esquire Financial's current stock value. Our valuation model uses many indicators to compare Esquire Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Esquire Financial competition to find correlations between indicators driving Esquire Financial's intrinsic value. More Info.Esquire Financial Holdings is rated # 2 in price to earning category among related companies. It is rated # 2 in price to book category among related companies fabricating about 0.08 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Esquire Financial Holdings is roughly 12.87 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Esquire Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Esquire Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Esquire Financial's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Esquire Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Esquire Financial and how it compares across the competition.
About Esquire Financial Valuation
The stock valuation mechanism determines the current worth of Esquire Financial Holdings on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Esquire Financial Holdings. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Esquire Financial based exclusively on its fundamental and basic technical indicators. By analyzing Esquire Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Esquire Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Esquire Financial. We calculate exposure to Esquire Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Esquire Financial's related companies.Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York. Esquire Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 110 people.
8 Steps to conduct Esquire Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Esquire Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Esquire Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Esquire Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Esquire Financial's revenue streams: Identify Esquire Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Esquire Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Esquire Financial's growth potential: Evaluate Esquire Financial's management, business model, and growth potential.
- Determine Esquire Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Esquire Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Esquire Financial represents a small ownership stake in the entity. As a stockholder of Esquire, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Esquire Financial Dividends Analysis For Valuation
There are various types of dividends Esquire Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Esquire shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Esquire Financial Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Esquire pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Esquire Financial by the value of the dividends paid out.
Esquire Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Esquire Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 8.3 M | |
| Quarterly Earnings Growth Y O Y | 0.068 |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Esquire Financial Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
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When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.
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Is Esquire Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Esquire Financial. If investors know Esquire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Esquire Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Esquire Financial is measured differently than its book value, which is the value of Esquire that is recorded on the company's balance sheet. Investors also form their own opinion of Esquire Financial's value that differs from its market value or its book value, called intrinsic value, which is Esquire Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Esquire Financial's market value can be influenced by many factors that don't directly affect Esquire Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Esquire Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Esquire Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Esquire Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.