Embassy Bancorp Stock Today

EMYB Stock  USD 13.44  0.44  3.38%   

Performance

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Odds Of Distress

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Embassy Bancorp is trading at 13.44 as of the 20th of April 2024, a 3.38 percent up since the beginning of the trading day. The stock's open price was 13.0. Embassy Bancorp has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for Embassy Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 21st of March 2024 and ending today, the 20th of April 2024. Click here to learn more.
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Embassy Bancorp, Inc. The company has 7.55 M outstanding shares. More on Embassy Bancorp

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Follow Valuation Odds of Bankruptcy
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Embassy OTC Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Embassy Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Embassy Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ChairmanDavid Lobach
Business ConcentrationFinancials, Banks, Banks—Regional, Financial Services (View all Sectors)
Embassy Bancorp [EMYB] is traded as part of a regulated electronic over-the-counter service offered by the NASD. The company currently falls under 'Small-Cap' category with a current market capitalization of 139.61 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Embassy Bancorp's market, we take the total number of its shares issued and multiply it by Embassy Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Embassy Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 7.55 M outstanding shares. Embassy Bancorp currently holds about 72.2 M in cash with 15.25 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.56.
Check Embassy Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Embassy Bancorp is $139.61 Million. Embassy Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Embassy Ownership Details

Embassy Stock Price Odds Analysis

What are Embassy Bancorp's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of Embassy Bancorp jumping above the current price in 90 days from now is about 90.77%. The Embassy Bancorp probability density function shows the probability of Embassy Bancorp otc stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days Embassy Bancorp has a beta of 0.1219 suggesting as returns on the market go up, Embassy Bancorp average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Embassy Bancorp will be expected to be much smaller as well. Additionally, embassy Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 13.44HorizonTargetOdds Above 13.44
9.10%90 days
 13.44 
90.77%
Based on a normal probability distribution, the odds of Embassy Bancorp to move above the current price in 90 days from now is about 90.77 (This Embassy Bancorp probability density function shows the probability of Embassy OTC Stock to fall within a particular range of prices over 90 days) .

Embassy Bancorp Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. Embassy Bancorp market risk premium is the additional return an investor will receive from holding Embassy Bancorp long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Embassy Bancorp. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although Embassy Bancorp's alpha and beta are two of the key measurements used to evaluate Embassy Bancorp's performance over the market, the standard measures of volatility play an important role as well.

Embassy Stock Against Markets

Picking the right benchmark for Embassy Bancorp otc stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Embassy Bancorp otc stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Embassy Bancorp is critical whether you are bullish or bearish towards Embassy Bancorp at a given time. Please also check how Embassy Bancorp's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Embassy Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Embassy Bancorp Corporate Directors

Embassy Bancorp corporate directors refer to members of an Embassy Bancorp board of directors. The board of directors generally takes responsibility for the Embassy Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Embassy Bancorp's board members must vote for the resolution. The Embassy Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
John YurconicIndependent DirectorProfile
John EnglessonIndependent DirectorProfile
John PittmanIndependent DirectorProfile
Frank BankoDirectorProfile

How to buy Embassy OTC Stock?

Before investing in Embassy Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Embassy Bancorp. To buy Embassy Bancorp stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Embassy Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Embassy Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Embassy Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Embassy Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Embassy Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments.

Already Invested in Embassy Bancorp?

The danger of trading Embassy Bancorp is mainly related to its market volatility and OTC Stock specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Embassy Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Embassy Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Embassy Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Embassy Bancorp. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

Complementary Tools for Embassy OTC Stock analysis

When running Embassy Bancorp's price analysis, check to measure Embassy Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Embassy Bancorp is operating at the current time. Most of Embassy Bancorp's value examination focuses on studying past and present price action to predict the probability of Embassy Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Embassy Bancorp's price. Additionally, you may evaluate how the addition of Embassy Bancorp to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Embassy Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Embassy Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Embassy Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.