Employers Holdings Stock Today

EIG Stock  USD 45.39  0.38  0.84%   

Performance

16 of 100

 
Low
 
High
Solid

Odds Of Distress

Less than 5

 
100  
 
Zero
Very Low
Employers Holdings is trading at 45.39 as of the 29th of March 2024. This is a 0.84 percent increase since the beginning of the trading day. The stock's lowest day price was 45.12. Employers Holdings has under 5 % chance of experiencing financial distress over the next 2 years and had a solid performance during the last 90 days. Equity ratings for Employers Holdings are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 9th of May 2022 and ending today, the 29th of March 2024. Click here to learn more.
Business Domain
Insurance
IPO Date
31st of January 2007
Category
Financial Services
Classification
Financials
Employers Holdings, Inc., through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada. Employers Holdings operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. The company has 25.3 M outstanding shares of which 386.13 K shares are currently shorted by investors with about 2.37 days to cover. More on Employers Holdings

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Employers Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Employers Holdings' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Employers Holdings or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEOKatherine Antonello
Thematic IdeaInsurance Providers (View all Themes)
Old NameEi Group plc
Business ConcentrationProperty & Casualty Insurance, Insurance - Specialty, Financial Services, NYSE Composite, SP Small-Cap 600, Insurance Providers, Financials, Insurance, Insurance—Specialty, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Employers Holdings report their recommendations after researching Employers Holdings' financial statements, talking to executives and customers, or listening in on Employers Holdings' conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Employers Holdings. The Employers consensus assessment is calculated by taking the average forecast from all of the analysts covering Employers Holdings.
Financial Strength
Based on the key indicators related to Employers Holdings' liquidity, profitability, solvency, and operating efficiency, Employers Holdings may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. Financial strength of Employers Holdings is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0320.0376
Fairly Down
Slightly volatile
Asset Turnover0.140.2712
Way Down
Slightly volatile
Total Current Liabilities1.4 B1.5 B
Notably Down
Very volatile
Non Current Liabilities Total637.4 M670.9 M
Notably Down
Pretty Stable
Total Assets3.9 B3.1 B
Fairly Up
Slightly volatile
Total Current Assets624.9 M657.8 M
Notably Down
Very volatile
Total Cash From Operating Activities90.6 M49.4 M
Way Up
Slightly volatile
Employers Holdings' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Employers Holdings' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Employers Holdings' financial leverage. It provides some insight into what part of Employers Holdings' total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Employers Holdings' books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Employers Holdings deploys its capital and how much of that capital is borrowed.
Liquidity
Employers Holdings cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 6.1 M in debt with debt to equity (D/E) ratio of 0.14, which may show that the company is not taking advantage of profits from borrowing. Employers Holdings has a current ratio of 2.2, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Debt can assist Employers Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Employers Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Employers Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Employers to invest in growth at high rates of return. When we think about Employers Holdings' use of debt, we should always consider it together with cash and equity.

Change To Account Receivables

(39.05 Million)
Employers Holdings (EIG) is traded on New York Stock Exchange in USA. It is located in 2340 Corporate Circle, Henderson, NV, United States, 89074 and employs 717 people. Employers Holdings is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 1.14 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Employers Holdings's market, we take the total number of its shares issued and multiply it by Employers Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Employers Holdings runs under Insurance sector within Financials industry. The entity has 25.3 M outstanding shares of which 386.13 K shares are currently shorted by investors with about 2.37 days to cover. Employers Holdings has about 89.2 M in cash with 49.4 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.84.
Check Employers Holdings Probability Of Bankruptcy
Ownership Allocation
Employers Holdings holds a total of 25.3 Million outstanding shares. The majority of Employers Holdings outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Employers Holdings to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Employers Holdings. Please pay attention to any change in the institutional holdings of Employers Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Employers Ownership Details

Employers Stock Price Odds Analysis

In reference to a normal probability distribution, the odds of Employers Holdings jumping above the current price in 90 days from now is about 11.29%. The Employers Holdings probability density function shows the probability of Employers Holdings stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon Employers Holdings has a beta of 0.1527 suggesting as returns on the market go up, Employers Holdings average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Employers Holdings will be expected to be much smaller as well. Additionally, employers Holdings has an alpha of 0.1949, implying that it can generate a 0.19 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 45.39HorizonTargetOdds Above 45.39
88.60%90 days
 45.39 
11.29%
Based on a normal probability distribution, the odds of Employers Holdings to move above the current price in 90 days from now is about 11.29 (This Employers Holdings probability density function shows the probability of Employers Stock to fall within a particular range of prices over 90 days) .

Employers Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Employers Holdings that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Employers Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Employers Holdings' value.
InstituionRecorded OnShares
Morgan Stanley - Brokerage Accounts2023-12-31
316.8 K
Renaissance Technologies Corp2023-12-31
306 K
Boston Partners Global Investors, Inc2023-12-31
297.6 K
Hotchkis & Wiley Capital Management Llc2023-12-31
290.7 K
Bank Of New York Mellon Corp2023-12-31
287.9 K
American Century Companies Inc2023-12-31
280.8 K
Loomis, Sayles & Company Lp2023-12-31
263.9 K
Ameriprise Financial Inc2023-12-31
254.1 K
Aqr Capital Management Llc2023-12-31
238.6 K
Blackrock Inc2023-12-31
3.7 M
Vanguard Group Inc2023-12-31
3.2 M
View Employers Holdings Diagnostics

Employers Holdings Historical Income Statement

Employers Holdings Income Statement is one of the three primary financial statements used for reporting Employers's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Employers Holdings revenue and expense. Employers Holdings Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Employers Holdings' Operating Income is most likely to increase significantly in the upcoming years. The Employers Holdings' current Total Other Income Expense Net is estimated to increase to about 155.8 M, while Other Operating Expenses is forecasted to increase to (661.9 M). View More Fundamentals

Employers Stock Against Markets

Picking the right benchmark for Employers Holdings stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Employers Holdings stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Employers Holdings is critical whether you are bullish or bearish towards Employers Holdings at a given time. Please also check how Employers Holdings' historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Employers Holdings without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Employers Holdings Corporate Directors

Employers Holdings corporate directors refer to members of an Employers Holdings board of directors. The board of directors generally takes responsibility for the Employers Holdings' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Employers Holdings' board members must vote for the resolution. The Employers Holdings board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Valerie GlennIndependent DirectorProfile
Joao FigueiredoIndependent DirectorProfile
Richard BlakeyIndependent DirectorProfile
Katherine OngIndependent DirectorProfile

How to buy Employers Stock?

Before investing in Employers Holdings, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Employers Holdings. To buy Employers Holdings stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Employers Holdings. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Employers Holdings stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Employers Holdings stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Employers Holdings stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Employers Holdings, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Employers Stock please use our How to Invest in Employers Holdings guide.

Already Invested in Employers Holdings?

The danger of trading Employers Holdings is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Employers Holdings is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Employers Holdings. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Employers Holdings is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Employers Holdings is a strong investment it is important to analyze Employers Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Employers Holdings' future performance. For an informed investment choice regarding Employers Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Employers Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

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When running Employers Holdings' price analysis, check to measure Employers Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Employers Holdings is operating at the current time. Most of Employers Holdings' value examination focuses on studying past and present price action to predict the probability of Employers Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Employers Holdings' price. Additionally, you may evaluate how the addition of Employers Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Employers Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Employers Holdings. If investors know Employers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Employers Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.028
Dividend Share
1.1
Earnings Share
4.45
Revenue Per Share
32.269
Quarterly Revenue Growth
0.018
The market value of Employers Holdings is measured differently than its book value, which is the value of Employers that is recorded on the company's balance sheet. Investors also form their own opinion of Employers Holdings' value that differs from its market value or its book value, called intrinsic value, which is Employers Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Employers Holdings' market value can be influenced by many factors that don't directly affect Employers Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Employers Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Employers Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Employers Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.