Enterprise Bancorp Company Insiders
| EBTC Stock | USD 24.80 0.37 1.51% |
About 83 percent of all Enterprise Bancorp's insiders are aggressively buying. The analysis of insiders' sentiment of trading Enterprise Bancorp stock suggests that quite a large number of insiders are very bullish at this time. Enterprise Bancorp employs about 570 people. The company is managed by 43 executives with a total tenure of roughly 410 years, averaging almost 9.0 years of service per executive, having 13.26 employees per reported executive.
| John Clancy CEO CEO, Director, Member of Executive Committee, Member of Asset-Liability Committee, Member of Strategic Planning Committee, Member of Banking Technology Steering Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Loan Committee and CEO of Enterprise Bank and Trust Company, Director of Enterprise Bank and Trust Company |
| George Duncan Chairman Executive Chairman, Member of Executive Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Asset-Liability Committee, Member of Marketing and Bus. Devel. Committee, Member of Strategic Planning Committee and Chairman of Enterprise Bank |
Enterprise Bancorp's Insider Buying Vs Selling
83
Selling | Buying |
Latest Trades
| 2024-03-01 | Michael T Putziger | Acquired 1755 @ 27.46 | View | ||
| 2024-02-06 | Michael T Putziger | Disposed 1 @ 28.77 | View | ||
| 2023-12-01 | Michael T Putziger | Acquired 1622 @ 27.94 | View | ||
| 2023-06-01 | Michael T Putziger | Acquired 1645 @ 27.46 | View | ||
| 2023-05-16 | Gino J Baroni | Acquired 1090 @ 27.67 | View | ||
| 2023-05-04 | Ken S Ansin | Acquired 2000 @ 26.37 | View |
Monitoring Enterprise Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Enterprise |
Enterprise Bancorp's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Enterprise Bancorp's future performance. Based on our forecasts, it is anticipated that Enterprise will maintain a workforce of about 570 employees by May 2024.Enterprise Bancorp Management Team Effectiveness
At present, Enterprise Bancorp's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, Enterprise Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 4.5 B, whereas Total Current Assets are forecasted to decline to about 73.5 M. Enterprise Bancorp's management efficiency ratios could be used to measure how well Enterprise Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.The current year's Net Income Applicable To Common Shares is expected to grow to about 51.6 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 10.9 M.
Enterprise Bancorp Workforce Comparison
Enterprise Bancorp is rated # 2 in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 3,716. Enterprise Bancorp retains roughly 570 in number of employees claiming about 15% of equities under Financials industry.
Enterprise Bancorp Profit Margins
The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.31 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.31.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.77 | 0.9629 |
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| Net Profit Margin | 0.17 | 0.1746 |
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| Operating Profit Margin | 0.22 | 0.2351 |
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| Pretax Profit Margin | 0.22 | 0.2351 |
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| Return On Assets | 0.009 | 0.0085 |
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| Return On Equity | 0.12 | 0.1156 |
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Enterprise Bancorp Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Enterprise Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Enterprise Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Enterprise Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 0.9643 | 27 | 28 | 52,476 | 150,972 |
| 2023-12-01 | 3.0 | 3 | 1 | 1,662 | 1,725 |
| 2023-09-01 | 0.2 | 2 | 10 | 1,543 | 1,333 |
| 2023-06-01 | 3.0 | 24 | 8 | 15,397 | 1,108 |
| 2023-03-01 | 0.963 | 26 | 27 | 53,205 | 41,726 |
| 2022-12-01 | 0.2273 | 5 | 22 | 3,541 | 9,733 |
| 2022-09-01 | 0.1579 | 3 | 19 | 1,256 | 2,887 |
| 2022-06-01 | 1.6667 | 5 | 3 | 9,584 | 278.00 |
| 2022-03-01 | 2.2069 | 64 | 29 | 49,360 | 7,511 |
| 2021-12-01 | 0.3158 | 6 | 19 | 2,538 | 5,309 |
| 2021-09-01 | 3.0 | 3 | 1 | 1,108 | 1.08 |
| 2021-06-01 | 0.1613 | 5 | 31 | 458.00 | 20,008 |
| 2021-03-01 | 3.2105 | 61 | 19 | 51,938 | 12,247 |
| 2020-12-01 | 2.0 | 2 | 1 | 343.00 | 0.00 |
| 2020-09-01 | 4.0 | 4 | 1 | 3,546 | 0.00 |
| 2020-06-01 | 0.2 | 3 | 15 | 470.00 | 1,944 |
| 2020-03-01 | 3.6471 | 62 | 17 | 59,430 | 6,559 |
| 2019-12-01 | 0.2727 | 3 | 11 | 248.00 | 2,260 |
| 2019-09-01 | 0.1875 | 3 | 16 | 1,261 | 2,704 |
| 2019-06-01 | 0.0606 | 2 | 33 | 270.00 | 4,119 |
| 2019-03-01 | 2.4286 | 68 | 28 | 95,145 | 77,405 |
| 2018-12-01 | 0.2069 | 6 | 29 | 4,402 | 4,024 |
| 2018-09-01 | 0.25 | 3 | 12 | 193.00 | 1,910 |
| 2018-06-01 | 0.3889 | 7 | 18 | 2,516 | 5,434 |
| 2018-03-01 | 2.7727 | 61 | 22 | 47,576 | 11,960 |
| 2017-12-01 | 0.05 | 5 | 100 | 3,170 | 31,663 |
| 2017-09-01 | 0.5238 | 11 | 21 | 4,540 | 12,047 |
| 2017-06-01 | 0.375 | 6 | 16 | 2,035 | 17,086 |
| 2017-03-01 | 1.3654 | 71 | 52 | 103,726 | 87,412 |
| 2016-12-01 | 0.3235 | 11 | 34 | 7,344 | 91,938 |
| 2016-09-01 | 0.3846 | 10 | 26 | 20,438 | 39,145 |
| 2016-06-01 | 2.2727 | 25 | 11 | 112,649 | 84,743 |
| 2016-03-01 | 0.8689 | 53 | 61 | 65,688 | 33,730 |
| 2015-12-01 | 0.0588 | 1 | 17 | 2,000 | 32,134 |
| 2015-09-01 | 1.0 | 3 | 3 | 20,435 | 22,330 |
| 2015-06-01 | 1.0 | 3 | 3 | 1,652 | 8,877 |
| 2015-03-01 | 1.9 | 57 | 30 | 70,658 | 33,730 |
| 2014-12-01 | 0.3214 | 9 | 28 | 37,000 | 83,107 |
| 2014-03-01 | 2.3889 | 43 | 18 | 83,299 | 50,170 |
| 2013-09-01 | 1.0 | 6 | 6 | 35,500 | 35,827 |
| 2013-06-01 | 0.4 | 4 | 10 | 23,750 | 53,594 |
| 2013-03-01 | 1.9524 | 41 | 21 | 158,451 | 139,315 |
| 2012-12-01 | 0.1667 | 1 | 6 | 1,500 | 4,000 |
| 2012-03-01 | 5.8333 | 35 | 6 | 88,505 | 9,766 |
| 2011-03-01 | 4.4286 | 31 | 7 | 85,981 | 11,200 |
| 2010-12-01 | 7.0 | 7 | 1 | 15,485 | 0.00 |
| 2010-03-01 | 35.0 | 35 | 1 | 82,455 | 500.00 |
| 2009-12-01 | 21.0 | 21 | 1 | 153,970 | 3,000 |
| 2009-09-01 | 0.4 | 2 | 5 | 7,025 | 8,709 |
| 2009-06-01 | 0.1778 | 8 | 45 | 78,000 | 213,951 |
| 2008-06-01 | 0.1667 | 1 | 6 | 2,000 | 7,865 |
| 2007-12-01 | 1.0 | 1 | 1 | 16,000 | 16,000 |
| 2007-09-01 | 3.0 | 3 | 1 | 5,600 | 1,500 |
| 2007-06-01 | 0.7143 | 5 | 7 | 61,000 | 72,250 |
| 2007-03-01 | 9.5 | 19 | 2 | 65,789 | 14,000 |
| 2006-09-01 | 1.0 | 1 | 1 | 200.47 | 155.00 |
| 2006-06-01 | 1.0 | 9 | 9 | 20,700 | 20,793 |
| 2006-03-01 | 2.0 | 4 | 2 | 2,223 | 3,500 |
| 2005-12-01 | 1.5 | 15 | 10 | 25,455 | 31,320 |
| 2005-09-01 | 7.0 | 7 | 1 | 53,250 | 1.00 |
| 2005-06-01 | 0.7333 | 11 | 15 | 18,728 | 22,426 |
Enterprise Bancorp Notable Stakeholders
An Enterprise Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Enterprise Bancorp often face trade-offs trying to please all of them. Enterprise Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Enterprise Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| John Clancy | CEO, Director, Member of Executive Committee, Member of Asset-Liability Committee, Member of Strategic Planning Committee, Member of Banking Technology Steering Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Loan Committee and CEO of Enterprise Bank and Trust Company, Director of Enterprise Bank and Trust Company | Profile | |
| George Duncan | Executive Chairman, Member of Executive Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Asset-Liability Committee, Member of Marketing and Bus. Devel. Committee, Member of Strategic Planning Committee and Chairman of Enterprise Bank | Profile | |
| Richard Main | President, Director, Chairman of Executive Committee, Member of Asset-Liability Committee, Member of Strategic Planning Committee, Member of Marketing and Bus. Devel. Committee, Member of Enterprise Investment Advisory (EIA) Committee, Member of Loan Committee, Member of Banking Technology Steering Committee and President of Enterprise Bank and Trust Company and Director of Enterprise Bank and Trust Company | Profile | |
| Arnold Lerner | Vice Chairman, Chairman of Corporate Governance/Nominating Committee, Member of Executive Committee, Member of Compensation Committee, Member of Asset-Liability Committee, Member of Enterprise Investment Advisory (EIA) Committee and Vice Chairman - Enterprise Bank and Trust Company | Profile | |
| Eric Hanson | Assistant Secretary, Director, Chairman of Loan Committee, Member of Executive Committee, Member of Compensation Committee, Assistant Secretary of Enterprise Bank and Trust Company and Director of Enterprise Bank and Trust Company | Profile | |
| Chester Szablak | Executive Vice President and Chief Sales and Marketing Officer of the Bank | Profile | |
| Brian Collins | Executive Vice President Director of Operations of the Bank; | Profile | |
| Peter Rayno | Executive Vice President Lead Director | Profile | |
| Ryan Dunn | Executive Vice President and Regional Commercial Lending Manager | Profile | |
| Diane Silva | Executive Vice President and Mortgage Lending Director of the Bank | Profile | |
| Marlene Hoyt | Executive Vice President Construction Lending Director | Profile | |
| Michael Gallagher | Executive Vice President Chief Risk Officer | Profile | |
| Keith Soucie | Executive Vice President and CIO of the Bank | Profile | |
| Stephen Irish | Executive Vice President COO of the Bank | Profile | |
| Susan Covey | Executive Vice President Director | Profile | |
| Brian Bullock | Executive Vice President and Chief Commercial Lending Officer of the Bank | Profile | |
| Jamie Gabriel | Chief Human Resource Officer, Executive Vice President | Profile | |
| Steven Larochelle | Executive Vice President and Chief Banking Officer of the Bank | Profile | |
| Janice Villanucci | Executive Vice President and Deposit Services Director of the Bank | Profile | |
| James Marcotte | CFO, Executive VP, Treasurer, CFO of Enterprise Bank and Trust Company, Executive VP of Enterprise Bank and Trust Company and Treasurer of Enterprise Bank and Trust Company | Profile | |
| Robert Gilman | EVP Co | Profile | |
| Michael Putziger | Director | Profile | |
| Ken Ansin | Director | Profile | |
| James Conway | Independent Director | Profile | |
| Joseph Lerner | Director | Profile | |
| Normand Deschene | Director | Profile | |
| John Grady | Independent Director | Profile | |
| Kenneth Ansin | Director | Profile | |
| Gino Baroni | Independent Director | Profile | |
| John Clementi | Independent Director | Profile | |
| Michael Spinelli | Secretary, Director, Member of Asset-Liability Committee, Member of Marketing and Bus. Devel. Committee, Member of Banking Technology Steering Committee, Member of Enterprise Investment Advisory (EIA) Committee, Secretary of Enterprise Bank and Trust Company and Director of Enterprise Bank and Trust Company | Profile | |
| Carol Reid | Independent Director | Profile | |
| Mary King | Director | Profile | |
| Luis Pedroso | Director | Profile | |
| John Koutsos | Secretary Director | Profile | |
| Carole Cowan | Independent Director | Profile | |
| Shelagh Mahoney | Director | Profile | |
| Jacqueline Moloney | Independent Director | Profile | |
| Philip Esq | General Counsel | Profile | |
| CPA CFP | MDWealth Co | Profile | |
| Dwight Feeney | Senior Officer | Profile | |
| Joseph Lussier | CFO VP | Profile | |
| Susan Rossini | Senior Management | Profile |
About Enterprise Bancorp Management Performance
The success or failure of an entity such as Enterprise Bancorp often depends on how effective the management is. Enterprise Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Enterprise management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Enterprise management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.12 |
The data published in Enterprise Bancorp's official financial statements usually reflect Enterprise Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Enterprise Bancorp. For example, before you start analyzing numbers published by Enterprise accountants, it's critical to develop an understanding of what Enterprise Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Enterprise Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Enterprise Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Enterprise Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Enterprise Bancorp. Please utilize our Beneish M Score to check the likelihood of Enterprise Bancorp's management manipulating its earnings.
Enterprise Bancorp Workforce Analysis
Traditionally, organizations such as Enterprise Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Enterprise Bancorp within its industry.Enterprise Bancorp Manpower Efficiency
Return on Enterprise Bancorp Manpower
| Revenue Per Employee | 352.7K | |
| Revenue Per Executive | 4.7M | |
| Net Income Per Employee | 66.8K | |
| Net Income Per Executive | 885.1K |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enterprise Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate. For information on how to trade Enterprise Stock refer to our How to Trade Enterprise Stock guide.You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Complementary Tools for Enterprise Stock analysis
When running Enterprise Bancorp's price analysis, check to measure Enterprise Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Enterprise Bancorp is operating at the current time. Most of Enterprise Bancorp's value examination focuses on studying past and present price action to predict the probability of Enterprise Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Enterprise Bancorp's price. Additionally, you may evaluate how the addition of Enterprise Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Enterprise Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enterprise Bancorp. If investors know Enterprise will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enterprise Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.36) | Dividend Share 0.92 | Earnings Share 3.11 | Revenue Per Share 13.208 | Quarterly Revenue Growth (0.11) |
The market value of Enterprise Bancorp is measured differently than its book value, which is the value of Enterprise that is recorded on the company's balance sheet. Investors also form their own opinion of Enterprise Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Enterprise Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enterprise Bancorp's market value can be influenced by many factors that don't directly affect Enterprise Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Enterprise Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enterprise Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enterprise Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.