BankUnited Valuation

BKU Stock  USD 28.00  0.17  0.60%   
At this time, the firm appears to be overvalued. BankUnited shows a prevailing Real Value of $25.77 per share. The current price of the firm is $28.0. Our model approximates the value of BankUnited from analyzing the firm fundamentals such as Return On Equity of 0.0713, current valuation of 7.29 B, and Profit Margin of 0.20 % as well as examining its technical indicators and probability of bankruptcy. In general, most investors favor acquiring undervalued instruments and selling overvalued instruments since, at some point, asset prices and their ongoing real values will blend.
Price Book
0.7734
Enterprise Value
7.3 B
Price Sales
2.2839
Forward PE
11.4025
Trailing PE
11.2647
Overvalued
Today
28.00
Please note that BankUnited's price fluctuation is very steady at this time. Calculation of the real value of BankUnited is based on 3 months time horizon. Increasing BankUnited's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for BankUnited is useful when determining the fair value of the BankUnited stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of BankUnited. Since BankUnited is currently traded on the exchange, buyers and sellers on that exchange determine the market value of BankUnited Stock. However, BankUnited's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  28.0 Real  25.77 Target  27.73 Hype  28.09 Naive  27.68
The real value of BankUnited Stock, also known as its intrinsic value, is the underlying worth of BankUnited Company, which is reflected in its stock price. It is based on BankUnited's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of BankUnited's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence BankUnited's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
25.77
Real Value
28.35
Upside
Estimating the potential upside or downside of BankUnited helps investors to forecast how BankUnited stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BankUnited more accurately as focusing exclusively on BankUnited's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.530.610.67
Details
Hype
Prediction
LowEstimatedHigh
25.5128.0930.67
Details
Potential
Annual Dividend
LowForecastedHigh
0.650.690.74
Details
12 Analysts
Consensus
LowTarget PriceHigh
25.2327.7330.78
Details

BankUnited Investments

707.76 Million

BankUnited Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining BankUnited's current stock value. Our valuation model uses many indicators to compare BankUnited value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BankUnited competition to find correlations between indicators driving BankUnited's intrinsic value. More Info.
BankUnited is number one stock in five year return category among related companies. It is number one stock in last dividend paid category among related companies creating about  0.42  of Last Dividend Paid per Five Year Return. The ratio of Five Year Return to Last Dividend Paid for BankUnited is roughly  2.41 . Comparative valuation analysis is a catch-all model that can be used if you cannot value BankUnited by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for BankUnited's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the BankUnited's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates BankUnited's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in BankUnited and how it compares across the competition.

About BankUnited Valuation

The stock valuation mechanism determines the current worth of BankUnited on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of BankUnited. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of BankUnited based exclusively on its fundamental and basic technical indicators. By analyzing BankUnited's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of BankUnited's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of BankUnited. We calculate exposure to BankUnited's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to BankUnited's related companies.
Last ReportedProjected for 2024
Gross Profit1.9 BB
Pretax Profit Margin 0.12  0.12 
Operating Profit Margin(0)(0)
Net Profit Margin 0.09  0.09 
Gross Profit Margin 0.00  0.00 

BankUnited Quarterly Retained Earnings

2.65 Billion

8 Steps to conduct BankUnited's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates BankUnited's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct BankUnited's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain BankUnited's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine BankUnited's revenue streams: Identify BankUnited's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research BankUnited's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish BankUnited's growth potential: Evaluate BankUnited's management, business model, and growth potential.
  • Determine BankUnited's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate BankUnited's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.
BankUnited's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether BankUnited's value is low or high relative to the company's performance and growth projections. Determining the market value of BankUnited can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of BankUnited represents a small ownership stake in the entity. As a stockholder of BankUnited, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

BankUnited Dividends Analysis For Valuation

Dividends Paid is likely to gain to about (75.1 M) in 2024. Dividend Yield is likely to drop to 0.02 in 2024. At this time, BankUnited's Retained Earnings Total Equity is comparatively stable compared to the past year. Price Earnings Ratio is likely to gain to 16.12 in 2024, whereas Retained Earnings are likely to drop slightly above 1.4 B in 2024.
Last ReportedProjected for 2024
Dividends Paid-79.1 M-75.1 M
Dividend Yield 0.03  0.02 
Dividend Payout Ratio 0.44  0.40 
Dividend Paid And Capex Coverage Ratio(30.96)(29.41)
There are various types of dividends BankUnited can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of BankUnited shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from BankUnited directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When BankUnited pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of BankUnited by the value of the dividends paid out.

BankUnited Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as BankUnited does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding73.5 M
Quarterly Earnings Growth Y O Y-0.677
Forward Price Earnings11.4025

BankUnited Current Valuation Indicators

Valuation refers to the process of determining the present value of BankUnited and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value BankUnited we look at many different elements of the entity such as BankUnited's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. BankUnited's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final BankUnited's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BankUnited, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BankUnited's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BankUnited's worth.
When determining whether BankUnited is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if BankUnited Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Bankunited Stock. Highlighted below are key reports to facilitate an investment decision about Bankunited Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankUnited. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in industry.
For more information on how to buy BankUnited Stock please use our How to Invest in BankUnited guide.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.

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When running BankUnited's price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.
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Is BankUnited's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankUnited. If investors know BankUnited will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankUnited listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.68)
Dividend Share
1.08
Earnings Share
2.38
Revenue Per Share
11.906
Quarterly Revenue Growth
(0.07)
The market value of BankUnited is measured differently than its book value, which is the value of BankUnited that is recorded on the company's balance sheet. Investors also form their own opinion of BankUnited's value that differs from its market value or its book value, called intrinsic value, which is BankUnited's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankUnited's market value can be influenced by many factors that don't directly affect BankUnited's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankUnited's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankUnited is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankUnited's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.