Joseph Towell - Yadkin Financial Chairman

Chairman

Mr. Joseph Hampton Towell is Chairman of the Board of Yadkin Valley Financial Corporation since 2015.
Age 63
Tenure 9 years
Phone919 659-9000
Webhttp://www.yadkinbank.com
Towell was elected to the board of directors and appointed Chief Executive Officer and President of Yadkin Bank and Yadkin Financial Corporationration in February 2011, having served in various executive roles since May 2008. Since July 2014, pursuant to provisions of the Agreement and Plan of Merger by and between Yadkin Financial Corporationrationrationration, VantageSouth Bancshares, Inc. and Piedmont Community Bank Holdings, Inc., Mr. Towell serves as Chairman of the Board of Directors. Previously, Mr. Towell served as Portfolio Manager for leveraged loan investing with Putnam Investments in Boston, MA from 2001 to 2008, and he was employed with First Union National Bank in various roles from 1983 through 2001. He brings to the Board of Directors an understanding of Yadkin’s business and organization, as well as substantial leadership ability, banking industry expertise, and management experience.

Yadkin Financial Management Efficiency

The company has return on total asset (ROA) of 0.92 % which means that it generated a profit of $0.92 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 6.79 %, meaning that it created $6.79 on every $100 dollars invested by stockholders. Yadkin Financial's management efficiency ratios could be used to measure how well Yadkin Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 570.47 M in liabilities with Debt to Equity (D/E) ratio of 6.95, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Yadkin Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Yadkin Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Yadkin Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Yadkin to invest in growth at high rates of return. When we think about Yadkin Financial's use of debt, we should always consider it together with cash and equity.

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Yadkin Financial Corporationration operates as the holding company for Yadkin Bank that offer commercial banking and financial services to individuals, businesses, business owners, and professionals. Yadkin Financial Corp (YDKN) is traded on NASDAQ Exchange in USA and employs 786 people.

Management Performance

Yadkin Financial Corp Leadership Team

Elected by the shareholders, the Yadkin Financial's board of directors comprises two types of representatives: Yadkin Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Yadkin. The board's role is to monitor Yadkin Financial's management team and ensure that shareholders' interests are well served. Yadkin Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Yadkin Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Joseph Towell, Executive Chairman, Chairman of Executive Committee and Member of Risk Management Committee
Nicolas Zerbib, Director
Thierry Ho, Director
Alan Colner, Director
Scott Custer, CEO and President Director, Member of Executive Committee, CEO of Yadkin Bank and President of Yadkin Bank and Director of Yadkin Bank
Robin Hager, Executive Vice President Chief Administrative Officer
David Brody, Director
Barry Dodson, Director
William DeMarcus, COO and Executive VP
Dan Hill, Independent Director
Edwin Shuford, Other
Adam Abram, Lead Independent Director
Thomas Hall, Independent Director
Richard Urquhart, Director
James Harrell, Independent Director
Steven Lerner, Director
Terry Earley, CFO and Executive VP
Harry Spell, Independent Director
Larry Helms, Independent Director
Steven Jones, Chief Banking Officer and Executive VP
Michael Patterson, Director
Mary Rittling, Director
Michael Albert, Director
Jan Hollar, Executive Vice President IR Contact Officer
Harry Davis, Independent Director

Yadkin Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Yadkin Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Yadkin Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Yadkin Financial's short interest history, or implied volatility extrapolated from Yadkin Financial options trading.

Also Currently Popular

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Check out Your Current Watchlist to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in industry.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.

Other Consideration for investing in Yadkin Stock

If you are still planning to invest in Yadkin Financial Corp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Yadkin Financial's history and understand the potential risks before investing.
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