James Rine - UMB Financial President CEO of the Bank

UMBF Stock  USD 86.99  1.38  1.61%   

CEO

Mr. James D. Rine is the President, Chief Executive Officer of the Bank and the Company. He served as President of Commercial Banking from December 2017 until October 2018 and as President of Commercial BankingWestern Region from October 2016 to December 2017. Prior to this time, Mr. Rine served as the President of the Kansas City Region since October 2011. Overall, Mr. Rine has over 20 years of commercial banking experience with the Bank. since 2018.
Age 53
Tenure 6 years
Address 1010 Grand Boulevard, Kansas City, MO, United States, 64106
Phone816 860 7000
Webhttps://www.umb.com

James Rine Latest Insider Activity

Tracking and analyzing the buying and selling activities of James Rine against UMB Financial stock is an integral part of due diligence when investing in UMB Financial. James Rine insider activity provides valuable insight into whether UMB Financial is net buyers or sellers over its current business cycle. Note, UMB Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell UMB Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

UMB Financial Management Efficiency

The current Return On Capital Employed is estimated to decrease to 0.04. The current Return On Assets is estimated to decrease to 0.01. At this time, UMB Financial's Non Currrent Assets Other are most likely to decrease significantly in the upcoming years. The UMB Financial's current Other Assets is estimated to increase to about 45.8 B, while Net Tangible Assets are projected to decrease to roughly 2 B. UMB Financial's management efficiency ratios could be used to measure how well UMB Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 4.3 B in liabilities with Debt to Equity (D/E) ratio of 9.08, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist UMB Financial until it has trouble settling it off, either with new capital or with free cash flow. So, UMB Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like UMB Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for UMB to invest in growth at high rates of return. When we think about UMB Financial's use of debt, we should always consider it together with cash and equity.

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UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The company was founded in 1913 and is headquartered in Kansas City, Missouri. Ump Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 3529 people. UMB Financial (UMBF) is traded on NASDAQ Exchange in USA. It is located in 1010 Grand Boulevard, Kansas City, MO, United States, 64106 and employs 3,599 people. UMB Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

UMB Financial Leadership Team

Elected by the shareholders, the UMB Financial's board of directors comprises two types of representatives: UMB Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of UMB. The board's role is to monitor UMB Financial's management team and ensure that shareholders' interests are well served. UMB Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, UMB Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Thomas Sanders, Independent Director
Mariner Kemper, Chairman of the Board and Presidentident, CEO
Dana Abraham, President of Private Wealth Management
Kevin Gallagher, Independent Director
James Sangster, Executive President
James Rine, President CEO of the Bank
Robert Beaird, Chief VP
Terrence Dunn, Independent Director
Robin Beery, Director
Brian Kaufman, Managing Management
Joshua Sosland, Independent Director
Shannon Johnson, Chief Human Resource Officer, Executive Vice President
John Kemper, Chairman, CEO and President Chairman of UMB Bank Colorado N A and CEO of UMB Bank Colorado N A
Kevin Macke, Executive Vice President Director of Operations
Thomas Terry, Executive Vice President Chief Lending Officer
Nikki Newton, National Bank
Anthony Fischer, President of UMB Fund Services, Inc.
Jennifer Payne, Executive Vice President Chief Risk Officer
Ram Shankar, Executive CFO
Greg Graves, Independent Director
David Odgers, Chief VP
Uma Wilson, Chief VP
Craig Anderson, President of Commercial Banking
Heather Miller, Marketing Sales
Kris Robbins, Independent Director
John Pauls, Executive Vice President General Counsel
Brian Walker, Chief Accounting Officer, Sr. VP and Corporate Controller
Gordon Lansford, Independent Director
Stacy King, Executive Officer
Dominic Karaba, President Banking
Timothy Murphy, Director
Christian Swett, Executive Vice President Chief Credit Officer
Jim Rine, President and CEO of the Bank
Alexander Kemper, Director and Sr. VP of Institutional Investment Management Specialist - Umb Bank Sa
Nancy Buese, Independent Director
Amy Harris, Executive Officer
Michael Hagedorn, Vice Chairman, Interim CFO, CEO of UMB Bank, N.A and President of UMB Bank, N.A
James Cornelius, President of Institutional Banking
Benjamin Morris, President of UMB Healthcare Services
Leroy Williams, Director
Kay Gregory, IR Contact Officer
Paul Uhlmann, Independent Director
Abigail Wendel, President of Consumer Banking
Tamara Peterman, Independent Director
Andrew Iseman, CEO of Scout Investments Inc
Dylan Taylor, Independent Director
James Mason, President Division

UMB Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is UMB Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

UMB Financial Investors Sentiment

The influence of UMB Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in UMB. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to UMB Financial's public news can be used to forecast risks associated with an investment in UMB. The trend in average sentiment can be used to explain how an investor holding UMB can time the market purely based on public headlines and social activities around UMB Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
UMB Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for UMB Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average UMB Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on UMB Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards UMB Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, UMB Financial's short interest history, or implied volatility extrapolated from UMB Financial options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
Note that the UMB Financial information on this page should be used as a complementary analysis to other UMB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

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When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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Is UMB Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.30)
Dividend Share
1.53
Earnings Share
7.18
Revenue Per Share
29.291
Quarterly Revenue Growth
0.025
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.