Michael Schrum - Bank of NT Director and Group Chief Financial Officer
| NTB Stock | USD 31.06 0.60 1.97% |
Director
Mr. Michael Schrum is Chief Financial Officer of the Company, since September 21, 2015. Mr. Schrum joined the Group from HSBC Bank Bermuda Limited, where he was CFO. He has more than 20 years of financial services experience in London, New York and Bermuda, mainly in banking, insurance and tax. He joined HSBC in Bermuda in 2001 and held progressively senior positions within the HSBC Commercial Banking, Strategy, and Finance divisions. He is a Chartered Financial Analyst and a Fellow of the Institute of Chartered Accountants in England and Wales. Mr. Schrum holds Master and Bachelor degrees in Economics. Mr. Schrum is a director of Ascendant Group Limited, Treasurer of the Bermuda Community Foundation and Director of Pathways Bermuda. since 2020.
| Age | 56 |
| Tenure | 4 years |
| Address | 65 Front Street, Hamilton, Bermuda, HM 12 |
| Phone | 441 295 1111 |
| Web | https://www.butterfieldgroup.com |
Bank of NT Management Efficiency
The company has Return on Asset of 0.0163 % which means that on every $100 spent on assets, it made $0.0163 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2414 %, implying that it generated $0.2414 on every 100 dollars invested. Bank of NT's management efficiency ratios could be used to measure how well Bank of NT manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Bank of NT's Net Tangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 5.2 B, whereas Total Assets are forecasted to decline to about 11.1 B.Similar Executives
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Management Performance
| Return On Equity | 0.24 | ||||
| Return On Asset | 0.0163 |
Bank of NT Leadership Team
Elected by the shareholders, the Bank of NT's board of directors comprises two types of representatives: Bank of NT inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank of NT's management team and ensure that shareholders' interests are well served. Bank of NT's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank of NT's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Lindsay Ozanne, Managing Director - Butterfield Trust (Guernsey) Limited | ||
| Sonia Baxendale, Non-Executive Independent Director | ||
| Conor ODea, Non-Executive Independent Director | ||
| Andrew Burns, Group Head of Human Resources | ||
| Michael Collins, Chairman of the Board, Chief Executive Officer | ||
| Leslie Godridge, Director | ||
| John Wright, Non-Executive Independent Director | ||
| Richard Saunders, Managing Director - Channel Islands and the UK | ||
| Jane Pearce, Group Head of Trust | ||
| Richard BSc, Managing UK | ||
| Pamela Graham, Non-Executive Independent Director | ||
| James Burr, Non-Executive Independent Director | ||
| Noah Fields, Head Relations | ||
| Simon DesEtages, General Officer | ||
| Jana Schreuder, Non-Executive Independent Director | ||
| Michael Neff, Managing Director, Bermuda and International Wealth | ||
| Mark Lynch, Non-Executive Independent Director | ||
| Shaun Morris, General Counsel, Group Chief Legal Officer | ||
| Kevin Dallas, Group Communications | ||
| Michael Schrum, Director and Group Chief Financial Officer | ||
| Michael Covell, Non-Executive Independent Director | ||
| Craig Bridgewater, Group Officer | ||
| Richard Venn, Non-Executive Independent Director | ||
| Meroe Park, Non-Executive Independent Director | ||
| Wolfgang Schoellkopf, Non-Executive Independent Director | ||
| Alastair Barbour, Lead Non-Executive Independent Director | ||
| Jim Parker, Managing Limited | ||
| Barclay Simmons, Non-Executive Chairman of the Board | ||
| Paul Hodgson, Deputy Group Head of Trust | ||
| Pamela ThomasGraham, Non-Executive Independent Director | ||
| Kevin Dalla, Group Head of Marketing and Communications | ||
| Bri Hidalgo, Group Head of Compliance and Operational Risk | ||
| Michael McWatt, Managing Director for Butterfield Bank (Cayman) Limited | ||
| Elizabeth Bauman, Group Head of Human Resources | ||
| David Zwiener, Non-Executive Independent Director | ||
| Sian Dalrymple, Group Head of Compliance | ||
| Daniel Frumkin, Senior Executive Vice President, Chief Operating Officer | ||
| Caroline Foulger, Non-Executive Independent Director | ||
| Sabeth Siddique, Group Chief Risk Office | ||
| Dwayne Outerbridge, Head Limited |
Bank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank of NT a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.24 | ||||
| Return On Asset | 0.0163 | ||||
| Profit Margin | 0.39 % | ||||
| Operating Margin | 0.32 % | ||||
| Current Valuation | (1.34 B) | ||||
| Shares Outstanding | 46.94 M | ||||
| Shares Owned By Insiders | 1.14 % | ||||
| Shares Owned By Institutions | 70.46 % | ||||
| Number Of Shares Shorted | 260.83 K | ||||
| Price To Earning | 11.46 X |
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When running Bank of NT's price analysis, check to measure Bank of NT's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of NT is operating at the current time. Most of Bank of NT's value examination focuses on studying past and present price action to predict the probability of Bank of NT's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of NT's price. Additionally, you may evaluate how the addition of Bank of NT to your portfolios can decrease your overall portfolio volatility.
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Is Bank of NT's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of NT. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of NT listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.232 | Dividend Share 1.76 | Earnings Share 4.58 | Revenue Per Share 11.856 | Quarterly Revenue Growth 0.069 |
The market value of Bank of NT is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of NT's value that differs from its market value or its book value, called intrinsic value, which is Bank of NT's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of NT's market value can be influenced by many factors that don't directly affect Bank of NT's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of NT's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of NT is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of NT's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.