Garry Lyons - Mastercard Chief Innovation Officer

MA Stock  USD 477.95  1.15  0.24%   

Executive

Mr. Garry Lyons was appointed as Chief Innovation Officer of the Company., effective January 1, 2016. Garry Lyons, chief innovation officer, will now lead the Digital Payments and MasterCard Labs organizations. He will be responsible for consolidating the development and delivery of emerging digital payments solutions to ensure a high quality consumer and merchant experience. In 2010, Lyons led the launch of MasterCard Labs, the company global research and development arm focused on payments innovation, delivering additional consumer shopping convenience. Lyons served as chief executive officer for Orbiscom prior to its acquisition by MasterCard. He has also held senior technology and management positions with Cognotec, Credo and ICL. since 2016.
Tenure 8 years
Address 2000 Purchase Street, Purchase, NY, United States, 10577
Phone914 249 2000
Webhttps://www.mastercard.com

Mastercard Management Efficiency

The company has Return on Asset (ROA) of 0.224 % which means that for every $100 of assets, it generated a profit of $0.224. This is way below average. Likewise, it shows a return on total equity (ROE) of 1.6741 %, which means that it produced $1.6741 on every 100 dollars invested by current stockholders. Mastercard's management efficiency ratios could be used to measure how well Mastercard manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to 0.58. The current year's Return On Assets is expected to grow to 0.28. At present, Mastercard's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 24.7 B, whereas Non Currrent Assets Other are projected to grow to (1 B).
The company reports 15.68 B of total liabilities with total debt to equity ratio (D/E) of 2.26, which may imply that the company relies heavily on debt financing. Mastercard has a current ratio of 1.23, indicating that it may not be capable to disburse its debt commitments in time. Debt can assist Mastercard until it has trouble settling it off, either with new capital or with free cash flow. So, Mastercard's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Mastercard sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Mastercard to invest in growth at high rates of return. When we think about Mastercard's use of debt, we should always consider it together with cash and equity.

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Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York. Mastercard operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 24000 people. Mastercard (MA) is traded on New York Stock Exchange in USA. It is located in 2000 Purchase Street, Purchase, NY, United States, 10577 and employs 33,400 people. Mastercard is listed under Transaction & Payment Processing Services category by Fama And French industry classification.

Management Performance

Mastercard Leadership Team

Elected by the shareholders, the Mastercard's board of directors comprises two types of representatives: Mastercard inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Mastercard. The board's role is to monitor Mastercard's management team and ensure that shareholders' interests are well served. Mastercard's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Mastercard's outside directors are responsible for providing unbiased perspectives on the board's policies.
Julius Genachowski, Independent Director
Ron Green, Chief Security Officer
Devin Corr, Executive Relations
Andrea Scerch, President - Consumer Products and Processing
Oki Matsumoto, Independent Director
Richard Verma, General Counsel and Head of Global Public Policy
Ari Sarker, Co-President - Asia Pacific
Edward McLaughlin, President - Operations and Technology
Jennifer Erickson, Executive Vice President - Communication
Michael Fraccaro, Chief Human Resource Officer
Carlo Enrico, President - Latin America and Caribbean Region
Craig Vosburg, President - North America Markets
Garry Lyons, Chief Innovation Officer
Greg Ulrich, Executive Vice President - Strategy, Corporate Development and M&A
Shamina Singh, Pres Founder
Raja Rajamannar, Chief Marketing and Communications Officer and President - Healthcare
Richard Haythornthwaite, Chairman of the Board, Co-Founder, Independent Director
Choon Goh, Independent Director
Ambassador JD, Chief Policy
Ann Cairns, President - International Markets
Jennifer Rademaker, Executive Vice President - Customer Delivery
Richard Davis, Independent Director
Ronald Garrow, Chief Human Resources Officer
David Carlucci, Independent Director
Ajay Bhalla, President - Cyber and Intelligence Solutions
Carlos Menendez, President Enterprise Partnerships
Michael Froman, Vice Chairman and President Strategic Growth
Yasemin Bedir, Divisional President - Turkey & Commonwealth of Independent States
Cathy McCaul, President of Processing
Jorn Lambert, Chief Digital Officer
Sandra Arkell, Principal Accounting Officer, Corporate Controller
Walter Macnee, Vice Chairman
Warren Kneeshaw, Ex Relations
Gary Flood, President of Global Products and Solutions
Sachin Mehra, Chief Financial Officer
David Yates, President - New Payments Platforms
Jose Lagunes, Independent Director
Ronald Green, Chief Security Officer
Candido Bracher, Independent Director
Marc Olivie, Independent Director
James Anderson, Executive Vice President - Commercial Products
Nancy Karch, Independent Director
Rob Beard, General Officer
Dimitrios Dosis, President - Eastern Europe, Middle East and Africa
Raghav Prasad, President - Sub-Saharan Africa
Edward Tian, Independent Director
Randall Tucker, Chief Inclusion Officer
Mark Barnett, President - European Business
Ling Hai, Co-President - International Market
Harit Talwar, Independent Director
Gabrielle Sulzberger, Independent Director
Kevin Stanton, Chief Transformation Officer
Steven Freiberg, Independent Director
Ajaypal Banga, President, Chief Executive Officer, Director
Raghu Malhotra, Co-President - International Market
Ajay Banga, Executive Chairman of the Board
Chris Monteiro, Chief Communications and Digital Marketing Officer
Hai Ling, Co-President Asia/Pacific
Merit Janow, Non-Executive Independent Chairman of the Board
Raj Seshadri, President - Data and Services
Lance Uggla, Independent Director
Blake Rosenthal, Executive Vice President - Segment Solutions
Michael Miebach, President, Chief Executive Officer, Director
Rima Qureshi, Independent Director
Linda Kirkpatrick, President - North America
Silvio Barzi, Independent Director
Kush Saxena, Executive Vice President - U.S. Merchants and Acceptance
Timothy Murphy, General Counsel and Chief Franchise Officer
Paul Stoddart, President - New Payment Platforms
Martina HundMejean, CFO
Ohki Matsumoto, Independent Director
Youngme Moon, Independent Director
Javier Perez, President Europe Region
Chris McWilton, President of North America
Gilberto Caldart, Vice Chair of Senior Client Partnerships and Relationships
Jackson Tai, Independent Director
Robert Reeg, President of Technologies and Operations
Jose Reyes, Independent Director

Mastercard Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Mastercard a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Mastercard Investors Sentiment

The influence of Mastercard's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Mastercard. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Mastercard's public news can be used to forecast risks associated with an investment in Mastercard. The trend in average sentiment can be used to explain how an investor holding Mastercard can time the market purely based on public headlines and social activities around Mastercard. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Mastercard's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Mastercard's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Mastercard's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Mastercard.

Mastercard Implied Volatility

    
  21.26  
Mastercard's implied volatility exposes the market's sentiment of Mastercard stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Mastercard's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Mastercard stock will not fluctuate a lot when Mastercard's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Mastercard in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Mastercard's short interest history, or implied volatility extrapolated from Mastercard options trading.

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When determining whether Mastercard offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Mastercard's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Mastercard Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Mastercard Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mastercard. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
For information on how to trade Mastercard Stock refer to our How to Trade Mastercard Stock guide.
Note that the Mastercard information on this page should be used as a complementary analysis to other Mastercard's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..

Complementary Tools for Mastercard Stock analysis

When running Mastercard's price analysis, check to measure Mastercard's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mastercard is operating at the current time. Most of Mastercard's value examination focuses on studying past and present price action to predict the probability of Mastercard's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Mastercard's price. Additionally, you may evaluate how the addition of Mastercard to your portfolios can decrease your overall portfolio volatility.
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Is Mastercard's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mastercard. If investors know Mastercard will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mastercard listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.136
Dividend Share
2.37
Earnings Share
11.82
Revenue Per Share
26.587
Quarterly Revenue Growth
0.126
The market value of Mastercard is measured differently than its book value, which is the value of Mastercard that is recorded on the company's balance sheet. Investors also form their own opinion of Mastercard's value that differs from its market value or its book value, called intrinsic value, which is Mastercard's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mastercard's market value can be influenced by many factors that don't directly affect Mastercard's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mastercard's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mastercard is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mastercard's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.