Kevin Maroney - Five Star COO

FSBC Stock  USD 21.45  0.02  0.09%   

COO

Mr. Kevin D. Maroney is Executive Vice President and Chief Financial Officer of FSB Community Bankshares Inc, positions he has held since 2004. Prior to his employment with Fairport Savings Bank, from 1993 until 2004, Mr. Maroney served as senior vice presidentfinance and operations officer with Wyoming County Bank, Warsaw, New York. since 2004.
Age 53
Tenure 20 years
Phone916 626 5000
Webhttps://www.fivestarbank.com

Five Star Management Efficiency

The company has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1773 %, meaning that it created $0.1773 on every $100 dollars invested by stockholders. Five Star's management efficiency ratios could be used to measure how well Five Star manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 249.35 M in liabilities with Debt to Equity (D/E) ratio of 10.76, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Five Star until it has trouble settling it off, either with new capital or with free cash flow. So, Five Star's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Five Star Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Five to invest in growth at high rates of return. When we think about Five Star's use of debt, we should always consider it together with cash and equity.

Similar Executives

Found 5 records

COO Age

Drew NessFS Bancorp
49
Taira UgarkovichCullman Bancorp
39
Lawrence McGrawHMN Financial
60
Jeffrey DavisFirst Northwest Bancorp
49
Tanya ButtsFirst Community
65
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California. Five Star operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 163 people. Five Star Bancorp (FSBC) is traded on NASDAQ Exchange in USA. It is located in 3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670 and employs 180 people. Five Star is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Five Star Bancorp Leadership Team

Elected by the shareholders, the Five Star's board of directors comprises two types of representatives: Five Star inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Five. The board's role is to monitor Five Star's management team and ensure that shareholders' interests are well served. Five Star's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Five Star's outside directors are responsible for providing unbiased perspectives on the board's policies.
Alicia Pender, Independent Vice Chairman of the Board
Kevin Maroney, CFO, COO, Sr. VP of Fairport Savings Bank, CFO of Fairport Savings Bank and Member of Asset Liability Committee
Leslie Zornow, Chief Retail Banking Officer, Executive VP of Retail Banking and Corporate Secretary
Michael Lee, Senior Officer
Charis Warshof, Independent Director
John Dalton, Senior Officer
Michael Campbell, Secretary
Shelley Wetton, Senior Officer
Terence Neil, Independent Director
Heather Luck, Senior CFO
Brett Wait, Senior Officer
James Smith, Independent Director
Lowell Patric, Independent Director
James Beckwith, CEO President
Lowell Twitchell, Independent Chairman of the Board
Dana Gavenda, CEO and President Executive Director, Member of Asset Liability Committee, CEO of Fairport Savings Bank and President of Fairport Savings Bank and Director of Fairport Savings Bank
Robert Sturn, Independent Director
Gary Lindsay, Independent Director
Lydia RamirezMedina, COO VP
DJ Kurtze, Senior President
Michael Rizzo, Senior Officer

Five Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Five Star a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Five Star Bancorp information on this page should be used as a complementary analysis to other Five Star's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.

Complementary Tools for Five Stock analysis

When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
Odds Of Bankruptcy
Get analysis of equity chance of financial distress in the next 2 years
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account
Equity Search
Search for actively traded equities including funds and ETFs from over 30 global markets
Technical Analysis
Check basic technical indicators and analysis based on most latest market data
Watchlist Optimization
Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm
Price Transformation
Use Price Transformation models to analyze the depth of different equity instruments across global markets
Balance Of Power
Check stock momentum by analyzing Balance Of Power indicator and other technical ratios
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
Portfolio Rebalancing
Analyze risk-adjusted returns against different time horizons to find asset-allocation targets
Portfolio Backtesting
Avoid under-diversification and over-optimization by backtesting your portfolios
Fundamentals Comparison
Compare fundamentals across multiple equities to find investing opportunities
Is Five Star's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.