Richard Deal - Fair Isaac President

FICO Stock  USD 1,151  25.09  2.13%   

President

Mr. Richard S. Deal is Chief Human Resource Officer, Executive Vice President of the Company. Since August 2007November 2015, Senior Vice President, Chief Human Resources Officer of the Company. January 2001August 2007, Vice President, Human Resources of the Company. 19982001, Vice President, Human Resources, Arcadia Financial, Ltd. 19931998, managed broad range of human resources corporate and line consulting functions with U.S. Bancorp. since 2015.
Age 57
Tenure 9 years
Address 5 West Mendenhall, Bozeman, MT, United States, 59715
Phone(406) 982-7276
Webhttps://www.fico.com

Fair Isaac Management Efficiency

The company has return on total asset (ROA) of 0.2678 % which means that it generated a profit of $0.2678 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.3562 %, meaning that it created $0.3562 on every $100 dollars invested by stockholders. Fair Isaac's management efficiency ratios could be used to measure how well Fair Isaac manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Fair Isaac's Return On Tangible Assets are very stable compared to the past year. As of the 16th of April 2024, Return On Capital Employed is likely to grow to 0.50, though Return On Equity is likely to grow to (0.68). At this time, Fair Isaac's Fixed Asset Turnover is very stable compared to the past year. As of the 16th of April 2024, Return On Assets is likely to grow to 0.26, while Non Current Assets Total are likely to drop about 604 M.
The company currently holds 1.89 B in liabilities with Debt to Equity (D/E) ratio of 8.92, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Fair Isaac has a current ratio of 1.21, suggesting that it is not liquid enough and may have problems paying out its financial obligations when due. Debt can assist Fair Isaac until it has trouble settling it off, either with new capital or with free cash flow. So, Fair Isaac's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Fair Isaac sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Fair to invest in growth at high rates of return. When we think about Fair Isaac's use of debt, we should always consider it together with cash and equity.

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Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana. Fair Isaac operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 3367 people. Fair Isaac (FICO) is traded on New York Stock Exchange in USA. It is located in 5 West Mendenhall, Bozeman, MT, United States, 59715 and employs 3,485 people. Fair Isaac is listed under Application Software category by Fama And French industry classification.

Management Performance

Fair Isaac Leadership Team

Elected by the shareholders, the Fair Isaac's board of directors comprises two types of representatives: Fair Isaac inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Fair. The board's role is to monitor Fair Isaac's management team and ensure that shareholders' interests are well served. Fair Isaac's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Fair Isaac's outside directors are responsible for providing unbiased perspectives on the board's policies.
Marc McMorris, Independent Director
William Lansing, Chief Executive Officer, Director
Greg Gianforte, Independent Director
Fabiola Vara, Independent Director
George Battle, Independent Chairman of the Board
Wayne Huyard, Executive VP of Global Sales, Marketing and Services
James Kirsner, Independent Director
John Chen, Managing Operations
Eva Manolis, Independent Director
Steven Weber, Executive CFO
Thomas Bowers, Executive Vice President - Corporate Strategy
Stuart Wells, CTO and Executive VP
Mark Scadina, Executive Vice President, Corporate Secretary, General Counsel
Claus Moldt, Executive Vice President, Chief Technology Officer
Duane White, Independent Director
Michael Pung, CFO and Executive VP
Rahul Merchant, Independent Director
Dave Singleton, Vice Relations
James Wehmann, Executive Vice President - Scores
Don Peterson, Vice Success
David Rey, Independent Director
Mark Begor, Director
Nikhil Behl, Executive Officer
Amir Hermelin, VP CTO
Michael Leonard, Chief Accounting Officer, Vice President
Braden Kelly, Independent Chairman of the Board
Stephanie Covert, Executive Vice President of Sales and Marketing
Joanna Rees, Independent Director
Michael McLaughlin, Chief Financial Officer, Executive Vice President
Richard Deal, Chief Human Resource Officer, Executive Vice President

Fair Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Fair Isaac a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Fair Isaac offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fair Isaac's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fair Isaac Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fair Isaac Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.
Note that the Fair Isaac information on this page should be used as a complementary analysis to other Fair Isaac's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.

Complementary Tools for Fair Stock analysis

When running Fair Isaac's price analysis, check to measure Fair Isaac's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fair Isaac is operating at the current time. Most of Fair Isaac's value examination focuses on studying past and present price action to predict the probability of Fair Isaac's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fair Isaac's price. Additionally, you may evaluate how the addition of Fair Isaac to your portfolios can decrease your overall portfolio volatility.
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Is Fair Isaac's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.25
Earnings Share
17.83
Revenue Per Share
62.24
Quarterly Revenue Growth
0.108
Return On Assets
0.2678
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.