Dorothy Ramoneda - First Citizens Executive Vice President CIO of FCB

FCNCA Stock  USD 1,617  17.13  1.07%   

President

Ms. Dorothy F. Ramoneda is Executive Vice President, Chief Information Officer of FCB of the Company. Previously employed by Progress Energy, a North Carolina utilities company, from 1996 to 2012 where she most recently had served as Chief Information Officer since 2002. Employed by FCB since 2012. since 2014.
Age 59
Tenure 10 years
Address 4300 Six Forks Road, Raleigh, NC, United States, 27609
Phone919 716 7000
Webhttps://www.firstcitizens.com

First Citizens Management Efficiency

The company has return on total asset (ROA) of 0.071 % which means that it generated a profit of $0.071 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.7417 %, meaning that it generated $0.7417 on every $100 dollars invested by stockholders. First Citizens' management efficiency ratios could be used to measure how well First Citizens manages its routine affairs as well as how well it operates its assets and liabilities. At present, First Citizens' Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.57, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, First Citizens' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 187.9 B, whereas Earning Assets are forecasted to decline to about 6.8 B.
The company has accumulated 38.53 B in total debt with debt to equity ratio (D/E) of 9.96, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist First Citizens until it has trouble settling it off, either with new capital or with free cash flow. So, First Citizens' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Citizens BancShares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Citizens' use of debt, we should always consider it together with cash and equity.

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First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina. First Citizens operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 6578 people. First Citizens BancShares (FCNCA) is traded on NASDAQ Exchange in USA. It is located in 4300 Six Forks Road, Raleigh, NC, United States, 27609 and employs 15,715 people. First Citizens is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Citizens BancShares Leadership Team

Elected by the shareholders, the First Citizens' board of directors comprises two types of representatives: First Citizens inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Citizens' management team and ensure that shareholders' interests are well served. First Citizens' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Citizens' outside directors are responsible for providing unbiased perspectives on the board's policies.
Harold Durham, Independent Director
Frank Holding, Chairman, CEO, Chairman of Executive Committee, Chairman of First-Citizens Bank and Trust Company and CEO of First-Citizens Bank and Trust Company
Lou Davis, Chief Human Resources Officer, Executive Vice President of FCB
Dorothy Ramoneda, Executive Vice President CIO of FCB
Jason Grooters, Chief Accounting Officer, Vice President of FCB
Victor Bell, Independent Director
Barbara Thompson, Director Marketing
Ricky Holland, Chief Credit Officer and Executive Vice President of FCB
Douglas Berlon, Senior President
Marco Maiurano, Chief Officer
Julie Sizer, Executive Vice President and Chief Bank Operations Officer
Hope Bryant, Vice Chairman of the Board of the Company and FCB
Lucius Jones, Lead Independent Director
Edward Willingham, President of the company and FCB
West Ludwig, Chief Human Resource Officer, Executive Vice President
Deanna Hart, Senior Relations
Lee Durham, Independent Director
John Alexander, Independent Director
Floyd Keels, Director
Matthew Martin, Chief Secretary
Barry Harris, Vice President Chief Legal Officer; Executive Vice President and Chief Legal Officer of FCB
Lorie Rupp, Chief Officer
Robert Mason, Independent Director
Robert Hoppe, Director
Jeffrey Ward, Chief Strategy Officer of the company and FCB
Peter Bristow, President, Director and Director of First Citizens Bank of North Carolina
Robert Newcomb, Independent Director
Gregory Smith, Chief Officer
James Bryan, Executive Vice President and Chief Credit Policy Officer
Jeffery Ward, Chief Officer
James Parker, Director
Donald Preskenis, Executive Vice President and General Auditor of FCB
Blake Coules, Chief Risk Officer
Craig Nix, CFO and CFO of First Citizens Bank and Trust Company
Toby Goodlett, Executive Vice President and Chief Bank Operations Officer of FCB
Daniel Heavner, Independent Director

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Citizens a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

First Citizens Investors Sentiment

The influence of First Citizens' investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in First. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to First Citizens' public news can be used to forecast risks associated with an investment in First. The trend in average sentiment can be used to explain how an investor holding First can time the market purely based on public headlines and social activities around First Citizens BancShares. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
First Citizens' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for First Citizens' and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average First Citizens' news discussions. The higher the estimated score, the more favorable is the investor's outlook on First Citizens.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First Citizens in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First Citizens' short interest history, or implied volatility extrapolated from First Citizens options trading.

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When determining whether First Citizens BancShares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Citizens' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Citizens Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Citizens Bancshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Citizens BancShares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
Note that the First Citizens BancShares information on this page should be used as a complementary analysis to other First Citizens' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.

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When running First Citizens' price analysis, check to measure First Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Citizens is operating at the current time. Most of First Citizens' value examination focuses on studying past and present price action to predict the probability of First Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Citizens' price. Additionally, you may evaluate how the addition of First Citizens to your portfolios can decrease your overall portfolio volatility.
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Is First Citizens' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Citizens. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Citizens listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.061
Dividend Share
3.89
Earnings Share
784.43
Revenue Per Share
523.407
Quarterly Revenue Growth
0.986
The market value of First Citizens BancShares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Citizens' value that differs from its market value or its book value, called intrinsic value, which is First Citizens' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Citizens' market value can be influenced by many factors that don't directly affect First Citizens' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Citizens' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Citizens is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.