Anna Alvarado - FirstCash General Counsel

FCFS Stock  USD 132.03  0.47  0.35%   

Executive

Ms. Anna M. Alvarado is General Counsel of the Company. She joined the Company in 2011 as Associate General Counsel and was promoted to General Counsel in January 2015. Ms. Alvarado leads and directs all aspects of the Companys legal matters, including government relations in both the U.S. and Latin America. Before joining the Company, she had five years of experience as a trial and litigation attorney with two firms based in Texas since 2015.
Age 39
Tenure 9 years
Professional MarksMBA
Address 1600 West 7th Street, Fort Worth, TX, United States, 76102
Phone817 335 1100
Webhttps://firstcash.com
Alvarado is licensed by the State Bar of Texas and holds a doctors of jurisprudence and a M.B.A. Before a career in law, she was employed as an accountant.

FirstCash Management Efficiency

The company has return on total asset (ROA) of 0.0616 % which means that it generated a profit of $0.0616 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1131 %, meaning that it created $0.1131 on every $100 dollars invested by stockholders. FirstCash's management efficiency ratios could be used to measure how well FirstCash manages its routine affairs as well as how well it operates its assets and liabilities. At this time, FirstCash's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.06 in 2024, whereas Return On Capital Employed is likely to drop 0.13 in 2024. At this time, FirstCash's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.06 in 2024, whereas Intangibles To Total Assets are likely to drop 0.30 in 2024.
The company currently holds 1.92 B in liabilities with Debt to Equity (D/E) ratio of 0.88, which is about average as compared to similar companies. FirstCash has a current ratio of 3.03, suggesting that it is liquid enough and is able to pay its financial obligations when due. Debt can assist FirstCash until it has trouble settling it off, either with new capital or with free cash flow. So, FirstCash's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FirstCash sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FirstCash to invest in growth at high rates of return. When we think about FirstCash's use of debt, we should always consider it together with cash and equity.

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FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. The company was incorporated in 1988 and is headquartered in Fort Worth, Texas. Firstcash Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 17000 people. FirstCash (FCFS) is traded on NASDAQ Exchange in USA. It is located in 1600 West 7th Street, Fort Worth, TX, United States, 76102 and employs 19,000 people. FirstCash is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

FirstCash Leadership Team

Elected by the shareholders, the FirstCash's board of directors comprises two types of representatives: FirstCash inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FirstCash. The board's role is to monitor FirstCash's management team and ensure that shareholders' interests are well served. FirstCash's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FirstCash's outside directors are responsible for providing unbiased perspectives on the board's policies.
Rick Wessel, Chairman, CEO and Pres
Raul Ramos, Sr. VP of Latin American Operations
Sean Moore, Sr. VP of Store Devel. and Facilities
Brent Stuart, President COO
Anna Alvarado, General Counsel
Peter Watson, Sr. VP of Compliance and Gov. Relations
Daniel Feehan, Chairman of the Board
Daniel Berce, Director
Gar Jackson, Investor Relations Officer
Douglas Orr, CFO, Principal Accounting Officer, Executive VP, Secretary and Treasurer
Howard Hambleton, AFF President
James Graves, Director
Jorge Montano, Independent Director
Thomas Stuart, President COO
Mikel Faulkner, Independent Director
Randel Owen, Independent Director

FirstCash Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is FirstCash a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether FirstCash is a strong investment it is important to analyze FirstCash's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact FirstCash's future performance. For an informed investment choice regarding FirstCash Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FirstCash. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
For more information on how to buy FirstCash Stock please use our How to Invest in FirstCash guide.
Note that the FirstCash information on this page should be used as a complementary analysis to other FirstCash's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.

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When running FirstCash's price analysis, check to measure FirstCash's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FirstCash is operating at the current time. Most of FirstCash's value examination focuses on studying past and present price action to predict the probability of FirstCash's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FirstCash's price. Additionally, you may evaluate how the addition of FirstCash to your portfolios can decrease your overall portfolio volatility.
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Is FirstCash's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FirstCash. If investors know FirstCash will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about FirstCash listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
1.36
Earnings Share
4.81
Revenue Per Share
69.343
Quarterly Revenue Growth
0.137
The market value of FirstCash is measured differently than its book value, which is the value of FirstCash that is recorded on the company's balance sheet. Investors also form their own opinion of FirstCash's value that differs from its market value or its book value, called intrinsic value, which is FirstCash's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because FirstCash's market value can be influenced by many factors that don't directly affect FirstCash's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between FirstCash's value and its price as these two are different measures arrived at by different means. Investors typically determine if FirstCash is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FirstCash's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.