Andrew Sagliocca - Esquire Financial President CEO, Director

ESQ Stock  USD 47.02  1.05  2.28%   

CEO

Mr. Andrew C. Sagliocca serves as President, Chief Executive Officer, Director of the Company. Mr. Sagliocca served as Esquire Banks Chief Financial Officer when he joined Esquire Bank in February 2007. He became Esquire Banks Chief Executive Officer in January 2009. Prior to joining Esquire Bank, Mr. Sagliocca was Senior Vice President and Corporationrationrate Controller of North Fork Bank from 1999 to 2007. Mr. Sagliocca has more than 27 years of experience in the financial services industry since 2009.
Age 56
Tenure 15 years
Address 100 Jericho Quadrangle, Jericho, NY, United States, 11753
Phone516 535 2002
Webhttps://www.esquirebank.com
Sagliocca’s extensive experience in the financial services provides the Board with a unique perspective on Esquire Bank’s business and strategic direction.

Esquire Financial Management Efficiency

The company has Return on Asset of 0.0272 % which means that on every $100 spent on assets, it made $0.0272 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2299 %, implying that it generated $0.2299 on every 100 dollars invested. Esquire Financial's management efficiency ratios could be used to measure how well Esquire Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of 03/28/2024, Return On Capital Employed is likely to grow to 0.05. Also, Return On Assets is likely to grow to 0.03. At this time, Esquire Financial's Non Current Liabilities Total is relatively stable compared to the past year. As of 03/28/2024, Change To Liabilities is likely to grow to about 3.2 M, while Total Current Liabilities is likely to drop slightly above 349.1 M.
The company has 2.56 M in debt with debt to equity (D/E) ratio of 5.53, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist Esquire Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Esquire Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Esquire Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Esquire to invest in growth at high rates of return. When we think about Esquire Financial's use of debt, we should always consider it together with cash and equity.

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Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York. Esquire Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 110 people. Esquire Financial Holdings (ESQ) is traded on NASDAQ Exchange in USA. It is located in 100 Jericho Quadrangle, Jericho, NY, United States, 11753 and employs 25 people. Esquire Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Esquire Financial Leadership Team

Elected by the shareholders, the Esquire Financial's board of directors comprises two types of representatives: Esquire Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Esquire. The board's role is to monitor Esquire Financial's management team and ensure that shareholders' interests are well served. Esquire Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Esquire Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kevin Waterhouse, Independent Director
Fred Horn, Senior Services
Michael Lacapria, Senior CFO
Eric Bader, CFO, Executive Vice President Treasurer, Corporate Secretary
Martin Korn, Senior CTO
Janet Hill, Independent Director
Richard Powers, Independent Director
Gary Lax, Chief VP
Selig Zises, Independent Director
Frank Lonardo, Senior Officer
Andrew Sagliocca, President CEO, Director
Robert Mitzman, Independent Director
Marc Grossman, Independent Director
Russ Herman, Independent Director
Ari Kornhaber, Executive Vice President Director of Sales
Ann Tarantino, Chief VP
Kyall Mai, Senior Officer
Ari Esq, Executive Development
Parag Tandon, Chief VP
Dennis Shields, Executive Chairman of the Board
John Morgan, Independent Director
Anthony Coelho, Independent Director
Todd Deutsch, Independent Director
Jack Thompson, Independent Director
Sean Miller, Senior Director

Esquire Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Esquire Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Esquire Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Esquire Financial's short interest history, or implied volatility extrapolated from Esquire Financial options trading.

Pair Trading with Esquire Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Esquire Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Esquire Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Esquire Stock

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The ability to find closely correlated positions to Esquire Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Esquire Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Esquire Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Esquire Financial Holdings to buy it.
The correlation of Esquire Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Esquire Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Esquire Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Esquire Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Esquire Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Esquire Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Esquire Financial Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Esquire Financial Holdings Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Esquire Financial Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.

Complementary Tools for Esquire Stock analysis

When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.
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Is Esquire Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Esquire Financial. If investors know Esquire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Esquire Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.076
Dividend Share
0.475
Earnings Share
4.91
Revenue Per Share
14.126
Quarterly Revenue Growth
0.154
The market value of Esquire Financial is measured differently than its book value, which is the value of Esquire that is recorded on the company's balance sheet. Investors also form their own opinion of Esquire Financial's value that differs from its market value or its book value, called intrinsic value, which is Esquire Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Esquire Financial's market value can be influenced by many factors that don't directly affect Esquire Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Esquire Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Esquire Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Esquire Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.