Chad Bradford - Elevate Credit Chief Accounting Officer
| ELVTDelisted Stock | USD 1.87 0.01 0.54% |
Executive
Mr. Chad Bradford is Chief Accounting Officer of the company. He has served as our Chief Accounting Officer since February 2017 and has served as our Senior Vice President of Finance since 2015. Mr. Bradford previously served as our Chief Accounting Officer from 2014 to 2015. He has held the position of Chief Accounting Officer at various companies from 2012 to 2014 at TFI and from 2010 to 2012 at Homeward Residential Holdings, Inc., one of the largest nonbank mortgage servicers in the US. Prior to that, Mr. Bradford worked at KPMG, LLP from 1998 to 2010 with a specialization in financial services and served an international rotation where he worked as a member of the US GAAP Advisory Services team since 2017.
| Age | 52 |
| Tenure | 7 years |
| Professional Marks | MBA |
| Phone | 817 928 1500 |
| Web | https://www.elevate.com |
Elevate Credit Management Efficiency
Elevate Credit's management efficiency ratios could be used to measure how well Elevate Credit manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 505.28 M in liabilities with Debt to Equity (D/E) ratio of 2.88, implying the company greatly relies on financing operations through barrowing. Elevate Credit has a current ratio of 11.07, suggesting that it is liquid enough and is able to pay its financial obligations when due. Debt can assist Elevate Credit until it has trouble settling it off, either with new capital or with free cash flow. So, Elevate Credit's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Elevate Credit sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Elevate to invest in growth at high rates of return. When we think about Elevate Credit's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | -0.44 | |||
| Return On Asset | -6.0E-4 |
Elevate Credit Leadership Team
Elected by the shareholders, the Elevate Credit's board of directors comprises two types of representatives: Elevate Credit inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Elevate. The board's role is to monitor Elevate Credit's management team and ensure that shareholders' interests are well served. Elevate Credit's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Elevate Credit's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Sharon Clarey, Chief Human Resource Officer | ||
| Manuel Sanchez, Director | ||
| Kathy Holland, Executive Vice President - Bank Products | ||
| Joan Kuehl, Chief Information Officer | ||
| Eddie Combs, Chief Marketing Officer | ||
| Al Comeaux, Chief Communications Officer | ||
| Greg Hall, Chief Marketing Officer | ||
| Daniel Rhea, Communications Mang | ||
| Jason Harvison, President, Chief Executive Officer, Director | ||
| David Peterson, Chief Credit Officer | ||
| Steven Trussell, Chief Officer | ||
| Scott Greever, Executive Vice President of Products | ||
| Robert Johnson, Independent Director | ||
| Chad Bradford, Chief Accounting Officer | ||
| CPA CPA, Chief Officer | ||
| Kenneth Rees, Chairman of the Board, CEO | ||
| Christopher Lutes, Chief Financial Officer | ||
| Walt Ramsey, Chief Credit Officer | ||
| John Dean, Independent Director | ||
| Larry Browder, Chief Information Officer | ||
| Saundra Schrock, Independent Chairman of the Board | ||
| Bradley Strock, Independent Director | ||
| Sarah Cutrona, Chief Counsel | ||
| Michael Pugh, Director | ||
| Jesse Bray, Independent Director | ||
| John Rosenberg, Lead Independent Director | ||
| Stephen Galasso, Independent Director | ||
| Brian Biglin, Other | ||
| Sarah Esq, Chief Counsel | ||
| Tyler Head, Independent Director | ||
| Stephen Shaper, Independent Director |
Elevate Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Elevate Credit a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | -0.44 | |||
| Return On Asset | -6.0E-4 | |||
| Profit Margin | (0.14) % | |||
| Operating Margin | (0) % | |||
| Current Valuation | 559.49 M | |||
| Shares Outstanding | 31.46 M | |||
| Shares Owned By Insiders | 14.06 % | |||
| Shares Owned By Institutions | 30.67 % | |||
| Number Of Shares Shorted | 142.73 K | |||
| Price To Earning | 1.91 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Elevate Credit in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Elevate Credit's short interest history, or implied volatility extrapolated from Elevate Credit options trading.
Pair Trading with Elevate Credit
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Elevate Credit position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Elevate Credit will appreciate offsetting losses from the drop in the long position's value.Moving against Elevate Stock
| 0.49 | TLK | Telkom Indonesia Tbk Financial Report 26th of April 2024 | PairCorr |
| 0.48 | BA | Boeing Financial Report 24th of July 2024 | PairCorr |
| 0.43 | JNJ | Johnson Johnson Aggressive Push | PairCorr |
| 0.41 | VFS | VinFast Auto Financial Report 20th of May 2024 | PairCorr |
The ability to find closely correlated positions to Elevate Credit could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Elevate Credit when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Elevate Credit - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Elevate Credit to buy it.
The correlation of Elevate Credit is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Elevate Credit moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Elevate Credit moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Elevate Credit can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real. You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Other Consideration for investing in Elevate Stock
If you are still planning to invest in Elevate Credit check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Elevate Credit's history and understand the potential risks before investing.
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