Marilyn Censullo - Meridian Bancorp Independent Director

Director

Ms. Marilyn A. Censullo serves as Independent Director of the Meridian Bancorp Inc. She is Certified Public Accountant, was a partner in the accounting firm of Naffah Company, P.C. since 2000, and has over 30 years of experience as an accountant. Ms. Censullo has significant experience with the application of generally accepted accounting principles and matters of business finance and business transactions. Ms. Censullos professional and business experience provides the Board with valuable insight into the accounting and public reporting issues faced by the Company and in assessing strategic transactions involving the Company. since 2007.
Age 60
Tenure 17 years
Phone617 567-1500
Webhttp://www.ebsb.com

Meridian Bancorp Management Efficiency

The company has return on total asset (ROA) of 1.19 % which means that it generated a profit of $1.19 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 10.13 %, meaning that it created $10.13 on every $100 dollars invested by stockholders. Meridian Bancorp's management efficiency ratios could be used to measure how well Meridian Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 566.01 M in liabilities with Debt to Equity (D/E) ratio of 4.99, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Meridian Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Meridian Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Meridian Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Meridian to invest in growth at high rates of return. When we think about Meridian Bancorp's use of debt, we should always consider it together with cash and equity.

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Meridian Bancorp, Inc. operates as the holding company for East Boston Savings Bank that provides various financial products and services for individuals and businesses primarily in Suffolk, Norfolk, Middlesex, and Essex Counties, Massachusetts. Meridian Bancorp, Inc. was founded in 1848 and is headquartered in Peabody, Massachusetts. Meridian Bncp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 478 people. Meridian Bancorp (EBSB) is traded on NASDAQ Exchange in USA and employs 478 people.

Management Performance

Meridian Bancorp Leadership Team

Elected by the shareholders, the Meridian Bancorp's board of directors comprises two types of representatives: Meridian Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Meridian. The board's role is to monitor Meridian Bancorp's management team and ensure that shareholders' interests are well served. Meridian Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Meridian Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Richard Fernandez, Independent Director
Marilyn Censullo, Independent Director
Russell Chin, Independent Director
Carl LaGreca, Independent Director
Frank Romano, Executive Vice President - Corporate Banking
John Migliozzi, Executive Vice President - Real Estate Lending
James Sartori, Independent Director
Edward Merritt, Executive Vice President - Business Development, Community Reinvestment, Corporate Secretary, Director
Anna DiMaria, Independent Director
Richard Gavegnano, Chairman of the Board and Presidentident, CEO
Gregory Natalucci, Independent Director
Domenic Gambardella, Independent Director
John Carroll, COO, Executive Vice President
Peter Scolaro, Director
Thomas Gunning, Independent Director
Cynthia Carney, Independent Director
Joyce Murphy, Director
Mark Abbate, CFO, Executive Vice President Treasurer

Meridian Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Meridian Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Meridian Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Meridian Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Meridian Bancorp will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Amphenol could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Amphenol when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Amphenol - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Amphenol to buy it.
The correlation of Amphenol is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Amphenol moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Amphenol moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Amphenol can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

Other Consideration for investing in Meridian Stock

If you are still planning to invest in Meridian Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Meridian Bancorp's history and understand the potential risks before investing.
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