Jaime Sacristan - Byline Bancorp Independent Director

BY Stock  USD 21.43  0.13  0.61%   

Director

Mr. Jaime Ruiz Sacristan serves as Independent Director of the company since June 2013. Mr. Ruiz Sacristn also serves on the board of directors of Byline Bank. Mr. Ruiz Sacristn is the Founder and Chairman of the board of directors of Banco Ve por Ms, a position he has held since 2003, has served as Chairman of the board of directors of the Mexican Stock Exchange since January 2015, has served as member of Mexichem, S.A.B. de C.V. since 2000, and as a member of Elementia S.A.B. de C.V. since 2009. Prior to founding and working for Banco Ve por Ms from July 1992 to March 2003, Mr. Ruiz Sacristn held various positions as Grupo Financiero Bital, including serving as its Chief Executive Officer from 2001 to 2003, and was a director at each of its portfolio companies. Prior to Grupo Financiero Bital, Mr. Ruiz Sacristn held several senior management positions in Banco Mexicano Somex and Citibank Mexico. Mr. Ruiz Sacristn was unanimously elected and served as President of the Mexican Banks Association from April 2011 to April 2013. Mr. Ruiz Sacristn holds a bachelors degree in business administration from Universidad Anhuac and an M.B.A. from the Kellogg School of Management at Northwestern University since 2013.
Age 68
Tenure 11 years
Address 180 North LaSalle Street, Chicago, IL, United States, 60601
Phone773 244 7000
Webhttps://www.bylinebancorp.com
Ruiz Sacristán’s qualifications include over 35 years of experience in the banking and financial sectors.

Byline Bancorp Management Efficiency

The company has Return on Asset (ROA) of 0.0133 % which means that for every $100 of assets, it generated a profit of $0.0133. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1229 %, which means that it produced $0.1229 on every 100 dollars invested by current stockholders. Byline Bancorp's management efficiency ratios could be used to measure how well Byline Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to rise to 0.06 in 2024, whereas Return On Tangible Assets are likely to drop 0.01 in 2024. At this time, Byline Bancorp's Non Current Assets Total are fairly stable compared to the past year. Non Currrent Assets Other is likely to rise to about 8.4 B in 2024, whereas Total Assets are likely to drop slightly above 6 B in 2024.
The company reports 553.78 M of total liabilities with total debt to equity ratio (D/E) of 0.08, which may suggest the company is not taking enough advantage from financial leverage. Debt can assist Byline Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Byline Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Byline Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Byline to invest in growth at high rates of return. When we think about Byline Bancorp's use of debt, we should always consider it together with cash and equity.

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Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois. Byline Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 929 people. Byline Bancorp (BY) is traded on New York Stock Exchange in USA. It is located in 180 North LaSalle Street, Chicago, IL, United States, 60601 and employs 1,036 people. Byline Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Byline Bancorp Leadership Team

Elected by the shareholders, the Byline Bancorp's board of directors comprises two types of representatives: Byline Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Byline. The board's role is to monitor Byline Bancorp's management team and ensure that shareholders' interests are well served. Byline Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Byline Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Robert Yohanan, Director
John Barkidjija, Executive Vice President, Head of Commercial Real Estate and Specialty Finance of Byline Bank
Dana Traci, Executive Vice President Chief Human Resources Officer of Byline Bank
William Kistner, Independent Director
Mary Herseth, Independent Director
Brooks Rennie, Head Relations
Lindsay Corby, Chief Financial Officer, Executive Vice President
Steven Kent, Independent Director
Erin ONeill, Director Marketing
Mark Fucinato, Executive Vice President, Chief Credit Officer
Brogan Ptacin, Executive Vice President, Head of Commercial Banking for Byline Bank
Ana Casanueva, Director VP
Timothy Hadro, Executive Vice President Chief Credit Officer
Thomas Bell, Senior Vice President, Corporate Treasurer of Byline Bank
Thomas III, Treasurer VP
Antonio Perochena, Lead Independent Director
Donald Gibson, Executive Vice President General Counsel
Roberto Herencia, Executive Chairman of the Board, Chief Executive Officer
Michelle Johnson, Senior Vice President, Chief Risk Officer of Byline Bank
Dana Rose, Executive Officer
Steven Rull, Independent Director
Owen Beacom, Chief Credit Officer
Nicolas Mando, Senior Vice President Chief Technology, Operations Officer
Gene Beube, Independent Director
Thomas Abraham, President of Byline's Small Business Capital
Alberto Paracchini, President, Director of the Company; Chief Executive Officer, President, Director of Byline Bank
Maria Olano, Senior Officer
Allyson Pooley, IR Contact Officer
Phillip Cabrera, Independent Director
Megan Biggam, Executive Vice President of Retail Banking of Byline Bank
Jaime Sacristan, Independent Director

Byline Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Byline Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Byline Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Byline Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Byline Bancorp will appreciate offsetting losses from the drop in the long position's value.

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The ability to find closely correlated positions to Byline Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Byline Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Byline Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Byline Bancorp to buy it.
The correlation of Byline Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Byline Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Byline Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Byline Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Byline Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Byline Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Byline Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Byline Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Byline Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.

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Is Byline Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Byline Bancorp. If investors know Byline will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Byline Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.13
Dividend Share
0.36
Earnings Share
2.67
Revenue Per Share
8.822
Quarterly Revenue Growth
0.164
The market value of Byline Bancorp is measured differently than its book value, which is the value of Byline that is recorded on the company's balance sheet. Investors also form their own opinion of Byline Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Byline Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Byline Bancorp's market value can be influenced by many factors that don't directly affect Byline Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Byline Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Byline Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Byline Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.