Todd Urness - Bridgewater Bancshares Independent Director

BWB Stock  USD 12.09  0.10  0.83%   

Director

Mr. Todd B. Urness serves as Independent Director of the Company. Mr. Urness has served on the board of directors of the Company since 2005. He is a shareholder at the law firm of Winthrop Weinstine, P.A., a 135lawyer general practice firm located in Minneapolis, Minnesota. Mr. Urness has practiced with Winthrop Weinstine since 1985 and was a shareholder with the firm since 1988. He has served on the Board of Directors of Winthrop Weinstine as well as its senior management and compensation committees since 1993. In addition, he is the practice leader for the law firm real estate group. He holds a B.A. from Gustavus Adolphus College and a J.D. from the University Of Minnesota School of Law. In addition, Mr. Urness is a Certified Public Accountant and a member of the Minnesota Bar. Mr. Urness involvement in real estate also expands to the development and ownership of several local real estate projects, primarily multifamily housing. since 2005.
Age 59
Tenure 19 years
Address 4450 Excelsior Boulevard, Saint Louis Park, MN, United States, 55416
Phone952 893 6868
Webhttps://www.bridgewaterbankmn.com

Todd Urness Latest Insider Activity

Tracking and analyzing the buying and selling activities of Todd Urness against Bridgewater Bancshares stock is an integral part of due diligence when investing in Bridgewater Bancshares. Todd Urness insider activity provides valuable insight into whether Bridgewater Bancshares is net buyers or sellers over its current business cycle. Note, Bridgewater Bancshares insiders must abide by specific rules, including filing SEC forms every time they buy or sell Bridgewater Bancshares'shares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Bridgewater Bancshares Management Efficiency

At present, Bridgewater Bancshares' Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is projected to grow to (0). At present, Bridgewater Bancshares' Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 4.5 B, whereas Total Assets are forecasted to decline to about 3.1 B. Bridgewater Bancshares' management efficiency ratios could be used to measure how well Bridgewater Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.
The company has 414.51 M in debt with debt to equity (D/E) ratio of 8.72, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist Bridgewater Bancshares until it has trouble settling it off, either with new capital or with free cash flow. So, Bridgewater Bancshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bridgewater Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bridgewater to invest in growth at high rates of return. When we think about Bridgewater Bancshares' use of debt, we should always consider it together with cash and equity.

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Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota. Bridgewater Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 246 people. Bridgewater Bancshares (BWB) is traded on NASDAQ Exchange in USA. It is located in 4450 Excelsior Boulevard, Saint Louis Park, MN, United States, 55416 and employs 255 people. Bridgewater Bancshares is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

Bridgewater Bancshares Leadership Team

Elected by the shareholders, the Bridgewater Bancshares' board of directors comprises two types of representatives: Bridgewater Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bridgewater. The board's role is to monitor Bridgewater Bancshares' management team and ensure that shareholders' interests are well served. Bridgewater Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bridgewater Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Jeffrey Shellberg, Executive Vice President Chief Credit Officer, Director
Nicholas Place, Senior Vice President Chief Lending Officer
Daniel Poppe, Senior Officer
David Juran, Independent Director
Thomas Trutna, Independent Director
Tony Ferraro, Managing Lending
Mary Crocker, COO, Executive Vice President
Mark Hokanson, Chief Officer
Lisa Salazar, Chief Officer
Gerald Baack, Non Founder
Justin Horstman, Director Relations
Jerry Baack, Chairman of the Board and Presidentident, CEO
Joseph Chybowski, CFO, Senior Vice President
Todd Urness, Independent Director
Erik Schwegler, Senior Estate
James Johnson, Independent Director
Ben Klocke, General Counsel
David Volk, Independent Director

Bridgewater Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bridgewater Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Bridgewater Bancshares

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bridgewater Bancshares position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bridgewater Bancshares will appreciate offsetting losses from the drop in the long position's value.

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The ability to find closely correlated positions to Bridgewater Bancshares could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bridgewater Bancshares when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bridgewater Bancshares - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bridgewater Bancshares to buy it.
The correlation of Bridgewater Bancshares is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bridgewater Bancshares moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bridgewater Bancshares moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bridgewater Bancshares can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bridgewater Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bridgewater Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bridgewater Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bridgewater Bancshares Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bridgewater Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Bridgewater Stock refer to our How to Trade Bridgewater Stock guide.
You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.

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Is Bridgewater Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bridgewater Bancshares. If investors know Bridgewater will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bridgewater Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.37)
Earnings Share
1.27
Revenue Per Share
4.015
Quarterly Revenue Growth
(0.17)
Return On Assets
0.0089
The market value of Bridgewater Bancshares is measured differently than its book value, which is the value of Bridgewater that is recorded on the company's balance sheet. Investors also form their own opinion of Bridgewater Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Bridgewater Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bridgewater Bancshares' market value can be influenced by many factors that don't directly affect Bridgewater Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bridgewater Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Bridgewater Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bridgewater Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.