Us Bancorp Stock Buy Hold or Sell Recommendation
USB Stock | USD 40.97 0.08 0.19% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding US Bancorp is 'Strong Hold'. Macroaxis provides US Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding USB positions. The advice algorithm takes into account all of US Bancorp's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting US Bancorp's buy or sell advice are summarized below:
Real Value 41.52 | Target Price 40.99 | Hype Value 40.97 | Market Value 40.97 | Naive Value 39.86 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell US Bancorp given historical horizon and risk tolerance towards US Bancorp. When Macroaxis issues a 'buy' or 'sell' recommendation for US Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
USB |
Execute US Bancorp Buy or Sell Advice
The USB recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on US Bancorp. Macroaxis does not own or have any residual interests in US Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute US Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
US Bancorp Trading Alerts and Improvement Suggestions
US Bancorp generated a negative expected return over the last 90 days | |
Over 79.0% of the company outstanding shares are owned by institutional investors | |
On 15th of April 2024 US Bancorp paid $ 0.49 per share dividend to its current shareholders | |
Latest headline from finance.yahoo.com: U.S. Bancorp First Quarter 2024 Earnings EPS US0.78 |
US Bancorp Returns Distribution Density
The distribution of US Bancorp's historical returns is an attempt to chart the uncertainty of US Bancorp's future price movements. The chart of the probability distribution of US Bancorp daily returns describes the distribution of returns around its average expected value. We use US Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of US Bancorp returns is essential to provide solid investment advice for US Bancorp.
Mean Return | -0.0088 | Value At Risk | -2.78 | Potential Upside | 2.56 | Standard Deviation | 1.57 |
Return Density |
Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of US Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
USB Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as US Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading US Bancorp backward and forwards among themselves. US Bancorp's institutional investor refers to the entity that pools money to purchase US Bancorp's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | T. Rowe Price Associates, Inc. | 2023-12-31 | 20.3 M | Norges Bank | 2023-12-31 | 19.1 M | Northern Trust Corp | 2023-12-31 | 18.7 M | Goldman Sachs Group Inc | 2023-12-31 | 18.2 M | Bank Of New York Mellon Corp | 2023-12-31 | 16.4 M | Davis Selected Advisers | 2023-12-31 | 15.3 M | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 14.3 M | Hotchkis & Wiley Capital Management Llc | 2023-12-31 | 13.8 M | Legal & General Group Plc | 2023-12-31 | 12 M | Vanguard Group Inc | 2023-12-31 | 134.9 M | Blackrock Inc | 2023-12-31 | 108.5 M |
US Bancorp Cash Flow Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | 952M | 40.2B | (33.7B) | 24.6B | 7.7B | 8.0B | |
Free Cash Flow | 4.9B | 3.7B | 9.9B | 21.1B | 14.5B | 15.2B | |
Depreciation | 502M | 527M | 497M | 560M | 1.0B | 1.1B | |
Other Non Cash Items | (2.5B) | (1.8B) | 1.4B | 14.7B | 2.2B | 2.3B | |
Dividends Paid | 2.7B | 2.9B | 2.9B | 3.1B | 3.3B | 3.5B | |
Net Income | 6.9B | 5.0B | 8.0B | 5.8B | 5.4B | 3.7B | |
End Period Cash Flow | 22.4B | 62.6B | 28.9B | 53.5B | 61.2B | 64.3B | |
Investments | (9.6B) | (21.8B) | (40.0B) | 7.5B | 51.7B | 54.3B | |
Net Borrowings | 8.4B | (11.9B) | (8.8B) | 17.0B | 19.6B | 20.6B | |
Change To Netincome | (2.5B) | (1.8B) | 1.4B | 14.7B | 13.3B | 12.4B |
US Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to US Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that US Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a USB stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.14 | |
β | Beta against NYSE Composite | 1.45 | |
σ | Overall volatility | 1.59 | |
Ir | Information ratio | -0.07 |
US Bancorp Volatility Alert
US Bancorp exhibits very low volatility with skewness of -0.47 and kurtosis of 0.67. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure US Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact US Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.US Bancorp Implied Volatility
US Bancorp's implied volatility exposes the market's sentiment of US Bancorp stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if US Bancorp's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that US Bancorp stock will not fluctuate a lot when US Bancorp's options are near their expiration.
US Bancorp Fundamentals Vs Peers
Comparing US Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze US Bancorp's direct or indirect competition across all of the common fundamentals between US Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as US Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of US Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing US Bancorp by comparing valuation metrics with those of similar companies.
Better Than Average | Worse Than Average | Compare US Bancorp to competition |
Fundamentals | US Bancorp | Peer Average |
Return On Equity | 0.0928 | -0.31 |
Return On Asset | 0.0074 | -0.14 |
Profit Margin | 0.20 % | (1.27) % |
Operating Margin | 0.34 % | (5.51) % |
Current Valuation | 64 B | 16.62 B |
Shares Outstanding | 1.56 B | 571.82 M |
Shares Owned By Insiders | 0.12 % | 10.09 % |
Shares Owned By Institutions | 79.41 % | 39.21 % |
Number Of Shares Shorted | 23.45 M | 4.71 M |
Price To Earning | 10.64 X | 28.72 X |
Price To Book | 1.34 X | 9.51 X |
Price To Sales | 2.52 X | 11.42 X |
Revenue | 28.01 B | 9.43 B |
Gross Profit | 22.14 B | 27.38 B |
EBITDA | 7.85 B | 3.9 B |
Net Income | 5.43 B | 570.98 M |
Cash And Equivalents | 44.38 B | 2.7 B |
Cash Per Share | 29.87 X | 5.01 X |
Total Debt | 62.94 B | 5.32 B |
Debt To Equity | 0.50 % | 48.70 % |
Book Value Per Share | 31.26 X | 1.93 K |
Cash Flow From Operations | 8.45 B | 971.22 M |
Short Ratio | 2.68 X | 4.00 X |
Earnings Per Share | 3.01 X | 3.12 X |
Price To Earnings To Growth | 1.14 X | 4.89 X |
Target Price | 47.18 | |
Number Of Employees | 70 K | 18.84 K |
Beta | 1.05 | -0.15 |
Market Capitalization | 63.91 B | 19.03 B |
Total Asset | 663.49 B | 29.47 B |
Retained Earnings | 74.03 B | 9.33 B |
Annual Yield | 0.05 % | |
Five Year Return | 3.16 % |
Note: Disposition of 2144 shares by Souheil Badran of US Bancorp at 41.42 subject to Rule 16b-3 [view details]
US Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as USB . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About US Bancorp Buy or Sell Advice
When is the right time to buy or sell US Bancorp? Buying financial instruments such as USB Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 43.9B | 71.0B | 62.9B | 41.5B | Total Assets | 573.3B | 674.8B | 663.5B | 696.7B |
Use Investing Ideas to Build Portfolios
In addition to having US Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Large capitalization equities showing high long-term performance indicators and above average return expectations based on Macroaxis rating system. The Power Assets theme has 49 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Power Assets Theme or any other thematic opportunities.
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Check out US Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade USB Stock refer to our How to Trade USB Stock guide.You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
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When running US Bancorp's price analysis, check to measure US Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Bancorp is operating at the current time. Most of US Bancorp's value examination focuses on studying past and present price action to predict the probability of US Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Bancorp's price. Additionally, you may evaluate how the addition of US Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is US Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.25) | Dividend Share 1.94 | Earnings Share 3.01 | Revenue Per Share 16.232 | Quarterly Revenue Growth (0.09) |
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.