Hartford Financial Services Stock Buy Hold or Sell Recommendation
| HIG Stock | USD 98.95 2.00 2.06% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Hartford Financial Services is 'Strong Buy'. Macroaxis provides Hartford Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding HIG positions. The advice algorithm takes into account all of Hartford Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Hartford Financial's buy or sell advice are summarized below:
Real Value 99.26 | Target Price 85.5 | Hype Value 96.94 | Market Value 98.95 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Hartford Financial Services given historical horizon and risk tolerance towards Hartford Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Hartford Financial Services, the advice is generated through an automated system that utilizes algorithms and statistical models.
Hartford |
Execute Hartford Financial Buy or Sell Advice
The Hartford recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Hartford Financial Services. Macroaxis does not own or have any residual interests in Hartford Financial Services or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Hartford Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Hartford Financial Trading Alerts and Improvement Suggestions
| Hartford Financial is unlikely to experience financial distress in the next 2 years | |
| Over 96.0% of the company shares are owned by institutional investors | |
| On 2nd of April 2024 Hartford Financial paid $ 0.47 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Sumitomo Mitsui Trust Holdings Inc. Has 71.31 Million Position in The Hartford Financial Services Group, Inc. NYSE ... - MarketBeat |
Hartford Financial Returns Distribution Density
The distribution of Hartford Financial's historical returns is an attempt to chart the uncertainty of Hartford Financial's future price movements. The chart of the probability distribution of Hartford Financial daily returns describes the distribution of returns around its average expected value. We use Hartford Financial Services price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Hartford Financial returns is essential to provide solid investment advice for Hartford Financial.
| Mean Return | 0.26 | Value At Risk | -0.96 | Potential Upside | 1.70 | Standard Deviation | 1.03 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Hartford Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Hartford Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Hartford Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Hartford Financial Services backward and forwards among themselves. Hartford Financial's institutional investor refers to the entity that pools money to purchase Hartford Financial's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Lsv Asset Management | 2023-12-31 | 4.8 M | Massachusetts Financial Services Company | 2023-12-31 | 4.5 M | Norges Bank | 2023-12-31 | 3.5 M | Ameriprise Financial Inc | 2023-12-31 | 3.4 M | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 3.4 M | Northern Trust Corp | 2023-12-31 | 3.4 M | Diamond Hill Capital Management Inc | 2023-12-31 | 3.3 M | Legal & General Group Plc | 2023-12-31 | 3.2 M | Royal Bank Of Canada | 2023-12-31 | 3.2 M | Vanguard Group Inc | 2023-12-31 | 38.8 M | Blackrock Inc | 2023-12-31 | 25.3 M |
Hartford Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 141M | (23M) | 98M | 7M | (155M) | (147.3M) | |
| Free Cash Flow | 3.4B | 3.8B | 4.0B | 3.8B | 4.0B | 3.0B | |
| Depreciation | 451M | 562M | 680M | 625M | 510M | 402.0M | |
| Other Non Cash Items | (242M) | 139M | (713M) | 652M | 286M | 300.3M | |
| Capital Expenditures | 105M | 114M | 133M | 175M | 215M | 310.0M | |
| Net Income | 2.1B | 1.7B | 2.4B | 1.8B | 2.5B | 2.6B | |
| End Period Cash Flow | 262M | 239M | 337M | 344M | 189M | 179.6M | |
| Dividends Paid | 454M | 478M | 506M | 527M | (549M) | (521.6M) | |
| Change To Netincome | 1.1B | 592M | (557M) | 665M | 764.8M | 1.3B | |
| Investments | (191M) | (2.0B) | (2.2B) | (892M) | (1.8B) | (1.9B) | |
| Change Receivables | (81M) | (540M) | (582M) | (1.0B) | (931.5M) | (884.9M) | |
| Net Borrowings | (530M) | (1.1B) | 588M | (600M) | (540M) | (513M) |
Hartford Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Hartford Financial or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Hartford Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Hartford stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.22 | |
β | Beta against NYSE Composite | 0.49 | |
σ | Overall volatility | 1.02 | |
Ir | Information ratio | 0.18 |
Hartford Financial Volatility Alert
Hartford Financial Services has relatively low volatility with skewness of -0.4 and kurtosis of 4.43. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Hartford Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Hartford Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Hartford Financial Fundamentals Vs Peers
Comparing Hartford Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Hartford Financial's direct or indirect competition across all of the common fundamentals between Hartford Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Hartford Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Hartford Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Hartford Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Hartford Financial to competition |
| Fundamentals | Hartford Financial | Peer Average |
| Return On Equity | 0.17 | -0.31 |
| Return On Asset | 0.0276 | -0.14 |
| Profit Margin | 0.10 % | (1.27) % |
| Operating Margin | 0.16 % | (5.51) % |
| Current Valuation | 29.69 B | 16.62 B |
| Shares Outstanding | 297.3 M | 571.82 M |
| Shares Owned By Insiders | 0.31 % | 10.09 % |
| Shares Owned By Institutions | 96.29 % | 39.21 % |
| Number Of Shares Shorted | 4.2 M | 4.71 M |
| Price To Earning | 16.21 X | 28.72 X |
| Price To Book | 1.94 X | 9.51 X |
| Price To Sales | 1.18 X | 11.42 X |
| Revenue | 24.53 B | 9.43 B |
| Gross Profit | 7.38 B | 27.38 B |
| EBITDA | (234 M) | 3.9 B |
| Net Income | 2.5 B | 570.98 M |
| Cash And Equivalents | 2.78 B | 2.7 B |
| Cash Per Share | 8.61 X | 5.01 X |
| Total Debt | 4.36 B | 5.32 B |
| Debt To Equity | 0.31 % | 48.70 % |
| Current Ratio | 1.91 X | 2.16 X |
| Book Value Per Share | 50.23 X | 1.93 K |
| Cash Flow From Operations | 4.22 B | 971.22 M |
| Short Ratio | 2.11 X | 4.00 X |
| Earnings Per Share | 7.97 X | 3.12 X |
| Price To Earnings To Growth | 1.41 X | 4.89 X |
| Target Price | 109.08 | |
| Number Of Employees | 18.7 K | 18.84 K |
| Beta | 0.88 | -0.15 |
| Market Capitalization | 28.82 B | 19.03 B |
| Total Asset | 70.1 B | 29.47 B |
| Retained Earnings | 19.01 B | 9.33 B |
| Annual Yield | 0.02 % |
Note: Disposition of 460 shares by Allison Niderno of Hartford Financial at 95.88 subject to Rule 16b-3 [view details]
Hartford Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Hartford . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 26679.8 | |||
| Daily Balance Of Power | 1.123596 | |||
| Rate Of Daily Change | 1.02 | |||
| Day Median Price | 98.18 | |||
| Day Typical Price | 98.44 | |||
| Price Action Indicator | 1.77 | |||
| Period Momentum Indicator | 2.0 |
About Hartford Financial Buy or Sell Advice
When is the right time to buy or sell Hartford Financial Services? Buying financial instruments such as Hartford Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 4.9B | 4.4B | 4.4B | 4.5B | Total Assets | 76.6B | 73.0B | 70.1B | 66.6B |
Use Investing Ideas to Build Portfolios
In addition to having Hartford Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Electrical Equipment Thematic Idea Now
Electrical Equipment
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Electrical Equipment theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Electrical Equipment Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Hartford Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Complementary Tools for Hartford Stock analysis
When running Hartford Financial's price analysis, check to measure Hartford Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hartford Financial is operating at the current time. Most of Hartford Financial's value examination focuses on studying past and present price action to predict the probability of Hartford Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hartford Financial's price. Additionally, you may evaluate how the addition of Hartford Financial to your portfolios can decrease your overall portfolio volatility.
| Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
| Portfolio Comparator Compare the composition, asset allocations and performance of any two portfolios in your account | |
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities | |
| Stocks Directory Find actively traded stocks across global markets | |
| Companies Directory Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals | |
| Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk | |
| Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital | |
| Price Transformation Use Price Transformation models to analyze the depth of different equity instruments across global markets | |
| Commodity Directory Find actively traded commodities issued by global exchanges | |
| Portfolio Anywhere Track or share privately all of your investments from the convenience of any device | |
| Aroon Oscillator Analyze current equity momentum using Aroon Oscillator and other momentum ratios |
Is Hartford Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hartford Financial. If investors know Hartford will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hartford Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.374 | Dividend Share 1.745 | Earnings Share 7.97 | Revenue Per Share 79.951 | Quarterly Revenue Growth 0.064 |
The market value of Hartford Financial is measured differently than its book value, which is the value of Hartford that is recorded on the company's balance sheet. Investors also form their own opinion of Hartford Financial's value that differs from its market value or its book value, called intrinsic value, which is Hartford Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hartford Financial's market value can be influenced by many factors that don't directly affect Hartford Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hartford Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hartford Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hartford Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.