Flushing Financial Stock Buy Hold or Sell Recommendation

FFIC Stock  USD 12.33  0.60  5.12%   
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Flushing Financial is 'Hold'. Macroaxis provides Flushing Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding FFIC positions. The advice algorithm takes into account all of Flushing Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Flushing Financial's buy or sell advice are summarized below:
Real Value
12.74
Target Price
15.13
Hype Value
12.14
Market Value
12.33
Naive Value
11.28
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Flushing Financial given historical horizon and risk tolerance towards Flushing Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Flushing Financial, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out Flushing Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For information on how to trade Flushing Stock refer to our How to Trade Flushing Stock guide.
In addition, we conduct extensive research on individual companies such as Flushing and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Flushing Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.

Execute Flushing Financial Buy or Sell Advice

The Flushing recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Flushing Financial. Macroaxis does not own or have any residual interests in Flushing Financial or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Flushing Financial's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Flushing FinancialBuy Flushing Financial
Hold

Market Performance

Very WeakDetails

Volatility

Not too volatileDetails

Hype Condition

Over hypedDetails

Current Valuation

Fairly ValuedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Actively responds to the marketDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

PoorDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon Flushing Financial has a Risk Adjusted Performance of (0.08), Jensen Alpha of (0.65), Total Risk Alpha of (0.98) and Treynor Ratio of (0.20)
Our trade advice tool can cross-verify current analyst consensus on Flushing Financial and to analyze the company potential to grow in the current economic cycle. To make sure Flushing Financial is not overpriced, please confirm all Flushing Financial fundamentals, including its price to sales, cash per share, earnings per share, as well as the relationship between the ebitda and book value per share . Given that Flushing Financial has a price to earning of 11.38 X, we urge you to verify Flushing Financial market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Flushing Financial Trading Alerts and Improvement Suggestions

Flushing Financial generated a negative expected return over the last 90 days
Flushing Financial has a poor financial position based on the latest SEC disclosures
About 64.0% of the company shares are owned by institutional investors
On 22nd of March 2024 Flushing Financial paid $ 0.22 per share dividend to its current shareholders
Latest headline from news.google.com: Long Term Investment Analysis - Stock Traders Daily

Flushing Financial Returns Distribution Density

The distribution of Flushing Financial's historical returns is an attempt to chart the uncertainty of Flushing Financial's future price movements. The chart of the probability distribution of Flushing Financial daily returns describes the distribution of returns around its average expected value. We use Flushing Financial price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Flushing Financial returns is essential to provide solid investment advice for Flushing Financial.
Mean Return
-0.39
Value At Risk
-5.84
Potential Upside
3.31
Standard Deviation
2.58
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Flushing Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Flushing Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Flushing Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Flushing Financial backward and forwards among themselves. Flushing Financial's institutional investor refers to the entity that pools money to purchase Flushing Financial's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Prudential Financial Inc2023-12-31
340.8 K
Manufacturers Life Insurance Co2023-12-31
326.1 K
American Century Companies Inc2023-12-31
324.4 K
Renaissance Technologies Corp2023-12-31
301.8 K
Northern Trust Corp2023-12-31
276.2 K
Morgan Stanley - Brokerage Accounts2023-12-31
275.1 K
Lsv Asset Management2023-12-31
257.5 K
Goldman Sachs Group Inc2023-12-31
225.3 K
Hennessy Advisors, Inc.2023-12-31
225 K
Blackrock Inc2023-12-31
2.6 M
Dimensional Fund Advisors, Inc.2023-12-31
M
Note, although Flushing Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Flushing Financial Cash Flow Accounts

201920202021202220232024 (projected)
Change In Cash(68.8M)107.6M(75.7M)70.0M20.4M15.7M
Free Cash Flow59.6M68.8M84.9M81.4M29.1M44.9M
Depreciation5.9M6.3M7.0M6.5M6.0M4.2M
Other Non Cash Items8.3M24.7M(4.1M)(1.2M)(1.6M)(1.5M)
Dividends Paid24.1M24.8M26.5M27.0M(26.3M)(24.9M)
Capital Expenditures4.2M2.5M3.7M4.3M5.5M3.7M
Net Income41.3M34.7M81.8M76.9M28.7M35.4M
End Period Cash Flow49.8M157.4M81.7M151.8M172.2M180.8M
Investments(237.3M)93.1M(433.6M)(398.2M)65.8M69.1M
Net Borrowings(16.4M)(236.6M)(218.8M)242.9M218.6M229.6M
Change To Netincome3.3M26.5M4.8M(3.7M)(3.3M)(3.1M)

Flushing Financial Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Flushing Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Flushing Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Flushing stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
-0.65
β
Beta against NYSE Composite1.99
σ
Overall volatility
2.64
Ir
Information ratio -0.2

Flushing Financial Volatility Alert

Flushing Financial exhibits very low volatility with skewness of -1.04 and kurtosis of 2.87. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Flushing Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Flushing Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Flushing Financial Fundamentals Vs Peers

Comparing Flushing Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Flushing Financial's direct or indirect competition across all of the common fundamentals between Flushing Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Flushing Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Flushing Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Flushing Financial by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Flushing Financial to competition
FundamentalsFlushing FinancialPeer Average
Return On Equity0.0426-0.31
Return On Asset0.0034-0.14
Profit Margin0.15 %(1.27) %
Operating Margin0.25 %(5.51) %
Current Valuation1.06 B16.62 B
Shares Outstanding29.07 M571.82 M
Shares Owned By Insiders4.78 %10.09 %
Shares Owned By Institutions64.21 %39.21 %
Number Of Shares Shorted733.5 K4.71 M
Price To Earning11.38 X28.72 X
Price To Book0.51 X9.51 X
Price To Sales1.78 X11.42 X
Revenue420.89 M9.43 B
Gross Profit248.54 M27.38 B
EBITDA5.96 M3.9 B
Net Income28.66 M570.98 M
Cash And Equivalents164.69 M2.7 B
Cash Per Share5.52 X5.01 X
Total Debt882.1 M5.32 B
Debt To Equity0.10 %48.70 %
Book Value Per Share23.20 X1.93 K
Cash Flow From Operations34.59 M971.22 M
Short Ratio2.94 X4.00 X
Earnings Per Share0.96 X3.12 X
Price To Earnings To Growth1.34 X4.89 X
Target Price16.25
Number Of Employees54918.84 K
Beta0.75-0.15
Market Capitalization340.96 M19.03 B
Total Asset8.56 B29.47 B
Retained Earnings549.68 M9.33 B
Z Score0.378.72
Annual Yield0.08 %
Note: Disposition of 4851 shares by Francis Korzekwinski of Flushing Financial at 13.04 subject to Rule 16b-3 [view details]

Flushing Financial Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Flushing . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Flushing Financial Buy or Sell Advice

When is the right time to buy or sell Flushing Financial? Buying financial instruments such as Flushing Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2021 2022 2023 2024 (projected)
Short and Long Term Debt Total869.7M1.1B882.1M879.8M
Total Assets8.0B8.4B8.6B4.6B

Use Investing Ideas to Build Portfolios

In addition to having Flushing Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run World Allocation Funds Thematic Idea Now

World Allocation Funds
World Allocation Funds Theme
Funds or Etfs investing in stocks, bonds, and cash of domestic markets as well as in markets of Canada, Japan, and Europe. The World Allocation Funds theme has 46 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize World Allocation Funds Theme or any other thematic opportunities.
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When determining whether Flushing Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Flushing Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Flushing Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Flushing Financial Stock:
Check out Flushing Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For information on how to trade Flushing Stock refer to our How to Trade Flushing Stock guide.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.

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Is Flushing Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Flushing Financial. If investors know Flushing will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Flushing Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.88
Earnings Share
0.96
Revenue Per Share
6.39
Quarterly Revenue Growth
0.127
The market value of Flushing Financial is measured differently than its book value, which is the value of Flushing that is recorded on the company's balance sheet. Investors also form their own opinion of Flushing Financial's value that differs from its market value or its book value, called intrinsic value, which is Flushing Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Flushing Financial's market value can be influenced by many factors that don't directly affect Flushing Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Flushing Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flushing Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Flushing Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.