Esquire Financial Holdings Stock Buy Hold or Sell Recommendation
| ESQ Stock | USD 46.81 0.25 0.54% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Esquire Financial Holdings is 'Hold'. Macroaxis provides Esquire Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding ESQ positions. The advice algorithm takes into account all of Esquire Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Esquire Financial's buy or sell advice are summarized below:
Real Value 41.82 | Target Price 57.5 | Hype Value 46.81 | Market Value 46.81 | Naive Value 45.78 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Esquire Financial Holdings given historical horizon and risk tolerance towards Esquire Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Esquire Financial Holdings, the advice is generated through an automated system that utilizes algorithms and statistical models.
Esquire |
Execute Esquire Financial Buy or Sell Advice
The Esquire recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Esquire Financial Holdings. Macroaxis does not own or have any residual interests in Esquire Financial Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Esquire Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Esquire Financial Trading Alerts and Improvement Suggestions
| Esquire Financial generated a negative expected return over the last 90 days | |
| About 56.0% of the company shares are held by institutions such as insurance companies | |
| On 1st of March 2024 Esquire Financial paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from zacks.com: Capital Bancorp Misses Q1 Earnings Estimates |
Esquire Financial Returns Distribution Density
The distribution of Esquire Financial's historical returns is an attempt to chart the uncertainty of Esquire Financial's future price movements. The chart of the probability distribution of Esquire Financial daily returns describes the distribution of returns around its average expected value. We use Esquire Financial Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Esquire Financial returns is essential to provide solid investment advice for Esquire Financial.
| Mean Return | -0.03 | Value At Risk | -3.74 | Potential Upside | 3.53 | Standard Deviation | 2.08 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Esquire Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Esquire Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Esquire Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Esquire Financial Holdings backward and forwards among themselves. Esquire Financial's institutional investor refers to the entity that pools money to purchase Esquire Financial's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Maltese Capital Management Llc | 2023-12-31 | 100 K | Boothbay Fund Management, Llc | 2023-12-31 | 85 K | American Century Companies Inc | 2023-12-31 | 81.5 K | First Manhattan Co. Llc | 2023-12-31 | 80 K | Gator Capital Management, Llc | 2023-12-31 | 72.2 K | Elizabeth Park Capital Advisors, Ltd | 2023-12-31 | 71.2 K | Amvescap Plc. | 2023-12-31 | 63.9 K | Northern Trust Corp | 2023-12-31 | 61.9 K | Grandeur Peak Global Advisors, Llc | 2023-12-31 | 57.1 K | Wasatch Advisors Lp | 2023-12-31 | 585.7 K | Blackrock Inc | 2023-12-31 | 525.7 K |
Esquire Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Investments | (95.2M) | (135.4M) | (169.2M) | (221.5M) | (187.2M) | (177.8M) | |
| Change In Cash | 31.2M | 3.4M | 84.0M | 15.0M | 41.0M | 22.6M | |
| Net Borrowings | 112.2M | (37K) | (1K) | (2K) | (2.3K) | (2.2K) | |
| Free Cash Flow | 14.2M | 12.5M | 27.1M | 37.6M | 39.4M | 41.4M | |
| Depreciation | 888K | 1.6M | 2.2M | 2.5M | 707K | 1.1M | |
| Other Non Cash Items | 278K | (339K) | 6.6M | 2.9M | (41.0M) | (39.0M) | |
| Capital Expenditures | 647K | 3.1M | 2.9M | 1.2M | 3.0M | 1.6M | |
| Net Income | 14.1M | 12.6M | 17.9M | 28.5M | 41.0M | 43.1M | |
| End Period Cash Flow | 61.8M | 65.2M | 149.2M | 164.1M | 188.7M | 198.2M | |
| Change To Netincome | 2.8M | 7.6M | 9.9M | 4.5M | 5.2M | 4.5M | |
| Change Receivables | 613K | (1.3M) | 332K | (1.6M) | (1.8M) | (1.7M) |
Esquire Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Esquire Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Esquire Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Esquire stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.17 | |
β | Beta against NYSE Composite | 1.49 | |
σ | Overall volatility | 2.11 | |
Ir | Information ratio | -0.06 |
Esquire Financial Volatility Alert
Esquire Financial Holdings exhibits very low volatility with skewness of -0.19 and kurtosis of 2.08. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Esquire Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Esquire Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Esquire Financial Fundamentals Vs Peers
Comparing Esquire Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Esquire Financial's direct or indirect competition across all of the common fundamentals between Esquire Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Esquire Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Esquire Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Esquire Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Esquire Financial to competition |
| Fundamentals | Esquire Financial | Peer Average |
| Return On Equity | 0.23 | -0.31 |
| Return On Asset | 0.0272 | -0.14 |
| Profit Margin | 0.38 % | (1.27) % |
| Operating Margin | 0.50 % | (5.51) % |
| Current Valuation | 200.54 M | 16.62 B |
| Shares Outstanding | 8.29 M | 571.82 M |
| Shares Owned By Insiders | 17.40 % | 10.09 % |
| Shares Owned By Institutions | 55.82 % | 39.21 % |
| Number Of Shares Shorted | 246 K | 4.71 M |
| Price To Earning | 24.73 X | 28.72 X |
| Price To Book | 1.92 X | 9.51 X |
| Price To Sales | 3.50 X | 11.42 X |
| Revenue | 109 M | 9.43 B |
| Gross Profit | 80.78 M | 27.38 B |
| EBITDA | (55.88 M) | 3.9 B |
| Net Income | 41.01 M | 570.98 M |
| Cash And Equivalents | 232.35 M | 2.7 B |
| Cash Per Share | 30.43 X | 5.01 X |
| Total Debt | 2.18 M | 5.32 B |
| Debt To Equity | 5.53 % | 48.70 % |
| Book Value Per Share | 25.54 X | 1.93 K |
| Cash Flow From Operations | 42.4 M | 971.22 M |
| Short Ratio | 7.08 X | 4.00 X |
| Earnings Per Share | 4.91 X | 3.12 X |
| Target Price | 61.67 | |
| Number Of Employees | 140 | 18.84 K |
| Beta | 0.78 | -0.15 |
| Market Capitalization | 386.2 M | 19.03 B |
| Total Asset | 1.62 B | 29.47 B |
| Retained Earnings | 114.26 M | 9.33 B |
| Annual Yield | 0.01 % | |
| Net Asset | 1.62 B | |
| Last Dividend Paid | 0.48 |
Note: Disposition of 5000 shares by Selig Zises of Esquire Financial at 49.8 subject to Rule 16b-3 [view details]
Esquire Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Esquire . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Esquire Financial Buy or Sell Advice
When is the right time to buy or sell Esquire Financial Holdings? Buying financial instruments such as Esquire Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Current Liabilities | 410.0M | 38.8M | 479.7M | 349.8M | Total Assets | 1.2B | 1.4B | 1.6B | 905.6M |
Use Investing Ideas to Build Portfolios
In addition to having Esquire Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Communication Thematic Idea Now
Communication
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Communication theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Communication Theme or any other thematic opportunities.
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Check out Esquire Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Complementary Tools for Esquire Stock analysis
When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.
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Is Esquire Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Esquire Financial. If investors know Esquire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Esquire Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.068 | Dividend Share 0.475 | Earnings Share 4.91 | Revenue Per Share 14.126 | Quarterly Revenue Growth 0.154 |
The market value of Esquire Financial is measured differently than its book value, which is the value of Esquire that is recorded on the company's balance sheet. Investors also form their own opinion of Esquire Financial's value that differs from its market value or its book value, called intrinsic value, which is Esquire Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Esquire Financial's market value can be influenced by many factors that don't directly affect Esquire Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Esquire Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Esquire Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Esquire Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.