Cno Financial Group Stock Buy Hold or Sell Recommendation

CNO Stock  USD 27.40  0.44  1.63%   
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding CNO Financial Group is 'Hold'. Macroaxis provides CNO Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding CNO positions. The advice algorithm takes into account all of CNO Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting CNO Financial's buy or sell advice are summarized below:
Real Value
24.52
Target Price
25.6
Hype Value
27.4
Market Value
27.4
Naive Value
27.18
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell CNO Financial Group given historical horizon and risk tolerance towards CNO Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for CNO Financial Group, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out CNO Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
In addition, we conduct extensive research on individual companies such as CNO and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards CNO Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.

Execute CNO Financial Buy or Sell Advice

The CNO recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on CNO Financial Group. Macroaxis does not own or have any residual interests in CNO Financial Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute CNO Financial's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell CNO FinancialBuy CNO Financial
Hold

Market Performance

Very WeakDetails

Volatility

Very steadyDetails

Hype Condition

StaleDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

Very LowDetails

Economic Sensitivity

Moves indifferently to market movesDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

HoldDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon CNO Financial Group has a Risk Adjusted Performance of (0.0005), Jensen Alpha of (0.01), Total Risk Alpha of (0.30) and Treynor Ratio of 0.2949
Our investment recommendation module complements current analysts and expert consensus on CNO Financial. It analyzes the firm potential to grow using all fundamental, technical, and market related data available today. To make sure CNO Financial is not overpriced, please confirm all CNO Financial Group fundamentals, including its current ratio, total asset, and the relationship between the net income and price to earnings to growth . Given that CNO Financial Group has a price to earning of 6.89 X, we suggest you to validate CNO Financial Group market performance and probability of bankruptcy to ensure the company can sustain itself for few more years given your prevailing risk tolerance and investing horizon.

CNO Financial Trading Alerts and Improvement Suggestions

CNO Financial Group generated a negative expected return over the last 90 days
Over 98.0% of the company shares are held by institutions such as insurance companies
On 22nd of March 2024 CNO Financial paid $ 0.15 per share dividend to its current shareholders
Latest headline from simplywall.st: One CNO Financial Group Insider Raised Stake By 40 percent In Previous Year

CNO Financial Returns Distribution Density

The distribution of CNO Financial's historical returns is an attempt to chart the uncertainty of CNO Financial's future price movements. The chart of the probability distribution of CNO Financial daily returns describes the distribution of returns around its average expected value. We use CNO Financial Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of CNO Financial returns is essential to provide solid investment advice for CNO Financial.
Mean Return
-0.01
Value At Risk
-2.31
Potential Upside
1.62
Standard Deviation
1.24
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of CNO Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

CNO Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as CNO Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CNO Financial Group backward and forwards among themselves. CNO Financial's institutional investor refers to the entity that pools money to purchase CNO Financial's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Macquarie Group Ltd2023-09-30
2.3 M
Principal Financial Group Inc2023-12-31
2.2 M
Northern Trust Corp2023-09-30
2.2 M
Aqr Capital Management Llc2023-12-31
M
Morgan Stanley - Brokerage Accounts2023-09-30
1.9 M
Massachusetts Financial Services Company2023-12-31
1.7 M
Allianz Asset Management Ag2023-12-31
1.7 M
Bank Of New York Mellon Corp2023-09-30
1.5 M
American Century Companies Inc2023-12-31
1.5 M
Blackrock Inc2023-12-31
15.7 M
Vanguard Group Inc2023-09-30
14.2 M
Note, although CNO Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

CNO Financial Cash Flow Accounts

201920202021202220232024 (projected)
End Period Cash Flow654.7M991.9M731.7M644.9M889M653.9M
Change In Cash(1.9M)337.2M(260.2M)(86.8M)244.1M256.3M
Free Cash Flow696.7M735.5M598.3M495.4M582.9M599.5M
Depreciation267.9M303.9M319.5M345.3M267.4M301.6M
Other Non Cash Items(163.3M)(42.3M)(337M)(157.7M)(428.3M)(406.9M)
Dividends Paid64.8M67.1M67M65.7M(68.1M)(64.7M)
Net Income409.4M301.8M441M396.8M276.5M290.3M
Investments(439.5M)(582.4M)(1.5B)(1.7B)(1.2B)(1.2B)
Net Borrowings(203.7M)141.9M67M(120.7M)(108.6M)(103.2M)
Change To Netincome(816.6M)(818.1M)(926.2M)(985.7M)(887.1M)(931.5M)

CNO Financial Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to CNO Financial or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that CNO Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a CNO stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
-0.01
β
Beta against NYSE Composite-0.08
σ
Overall volatility
1.29
Ir
Information ratio -0.12

CNO Financial Volatility Alert

CNO Financial Group exhibits very low volatility with skewness of -0.22 and kurtosis of 0.4. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure CNO Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact CNO Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

CNO Financial Fundamentals Vs Peers

Comparing CNO Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze CNO Financial's direct or indirect competition across all of the common fundamentals between CNO Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as CNO Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of CNO Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing CNO Financial by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare CNO Financial to competition
FundamentalsCNO FinancialPeer Average
Return On Equity0.14-0.31
Return On Asset0.0109-0.14
Profit Margin0.07 %(1.27) %
Operating Margin0.09 %(5.51) %
Current Valuation6.97 B16.62 B
Shares Outstanding108.99 M571.82 M
Shares Owned By Insiders2.00 %10.09 %
Shares Owned By Institutions97.77 %39.21 %
Number Of Shares Shorted2.69 M4.71 M
Price To Earning6.89 X28.72 X
Price To Book1.33 X9.51 X
Price To Sales0.72 X11.42 X
Revenue4.15 B9.43 B
Gross Profit1.92 B27.38 B
EBITDA356.8 M3.9 B
Net Income276.5 M570.98 M
Cash And Equivalents644.9 M2.7 B
Cash Per Share6.70 X5.01 X
Total Debt4.24 B5.32 B
Debt To Equity1.76 %48.70 %
Current Ratio2.55 X2.16 X
Book Value Per Share20.26 X1.93 K
Cash Flow From Operations582.9 M971.22 M
Short Ratio3.29 X4.00 X
Earnings Per Share2.40 X3.12 X
Price To Earnings To Growth1.58 X4.89 X
Target Price28.8
Number Of Employees3.5 K18.84 K
Beta1.04-0.15
Market Capitalization2.99 B19.03 B
Total Asset31.26 B29.47 B
Retained Earnings1.9 B9.33 B
Z Score0.688.72
Note: Disposition of 46331 shares by Gary Bhojwani of CNO Financial at 26.86 subject to Rule 16b-3 [view details]

CNO Financial Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as CNO . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About CNO Financial Buy or Sell Advice

When is the right time to buy or sell CNO Financial Group? Buying financial instruments such as CNO Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2021 2022 2023 2024 (projected)
Total Stockholder Equity5.3B1.4B2.2B4.2B
Total Assets36.2B33.3B31.3B28.2B

Use Investing Ideas to Build Portfolios

In addition to having CNO Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Health Care ETFs
Health Care ETFs Theme
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Health Care ETFs theme has 47 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Health Care ETFs Theme or any other thematic opportunities.
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When determining whether CNO Financial Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of CNO Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Cno Financial Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Cno Financial Group Stock:
Check out CNO Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

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When running CNO Financial's price analysis, check to measure CNO Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CNO Financial is operating at the current time. Most of CNO Financial's value examination focuses on studying past and present price action to predict the probability of CNO Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CNO Financial's price. Additionally, you may evaluate how the addition of CNO Financial to your portfolios can decrease your overall portfolio volatility.
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Is CNO Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CNO Financial. If investors know CNO will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CNO Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.59
Earnings Share
2.4
Revenue Per Share
36.608
Quarterly Revenue Growth
0.202
The market value of CNO Financial Group is measured differently than its book value, which is the value of CNO that is recorded on the company's balance sheet. Investors also form their own opinion of CNO Financial's value that differs from its market value or its book value, called intrinsic value, which is CNO Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CNO Financial's market value can be influenced by many factors that don't directly affect CNO Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CNO Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CNO Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CNO Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.